Jiayin Group Inc (JFIN) Stock Analysis

$2.010

-0.086 (-4.29%)At close

Loading chart…

High: 2.118
Open: 2.100
VWAP: 2.00
Vol: 92.98K
Mkt Cap: 330.39M
Low: 1.880
Amount: 186.21K
EV/EBITDA, TTM: 0.00

Jiayin Group Inc is a holding company primarily engaged in the operation of fintech platforms. The Company is primarily engaged in the provision of access to credit for borrowers. The Company is engaged in the provision of consumer loans with a term of no more than 12 months. The loans are from institutional funding partners, including commercial banks, trusts, consumer finance companies and microcredit companies. The Company is also engaged in the provision of referral services for investment products, as well as guarantee services. The Company primarily operates its businesses in the domestic market.

ir.jiayin-fintech.com

AI analysis of Jiayin Group Inc (JFIN)

sell

Jiayin Group Inc is not a good buy right now due to a significant decline in financial performance, with a current price of 2.1, a staggering 60.9% year-over-year revenue decrease, and a net loss of RMB 183.6 million in Q2 2026. The RSI is at 25.233, indicating oversold conditions, but the overall trend is negative. The main risk is the company's declining transaction volume, which fell by 74.4% year-over-year, indicating severe market challenges.

Valuation Metrics

The current forward P/E ratio for Jiayin Group Inc (JFIN) is 1.83, compared to its 5-year average forward P/E of 3.68.

Forward P/E

Fair

5Y Average P/E

3.68

Current P/E

1.83

Overvalued

6.00

Undervalued

1.35

Forward EV/EBITDA

Strongly Undervalued

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued

0.00

Undervalued

0.00

Forward P/S

Undervalued

5Y Average P/S

1.08

Current P/S

0.00

Overvalued

1.78

Undervalued

0.39

Whales holding JFIN

Cooper Investors Pty Limited

+ HoldingJFIN

+1.36%

3M Return

Events Timeline

2026-06-23 (ET)