ACI Worldwide, Inc.

ACI Worldwide, Inc. (ACIW) Stock Analysis

$53.860

-0.673 (-1.25%)At close

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High
54.595
Open
54.375
VWAP
54.09
Volume
740.55K
Mkt Cap
4.06B
Low
53.815
Amount
40.06M
EV/EBITDA, TTM
18.46

ACI Worldwide, Inc. is a global payments technology company. The Company develops markets, installs, and supports a line of software solutions that deliver intelligent payment orchestration to banks, merchants, and billers. Its segments include Payment Software and Biller. Its Payment Software segment drives payments orchestration for banks and merchants. It provides payment solutions to large and mid-sized banks globally for retail banking, digital, and other payment services. Its support of merchants globally includes Tier 1 and Tier 2 merchants (in-store and online), payment service providers, independent selling organizations, value-added resellers, and acquirers who service them. The Company's Biller segment provides electronic bill presentment and payment services to companies operating in the consumer finance, insurance, healthcare, higher education, utility, government, mortgage, subscription provider, and telecommunications categories.

AI analysis of ACI Worldwide, Inc. (ACIW)

Buy

ACI Worldwide Inc is a good buy right now due to its current price of $52.80, which is significantly below the analyst price target of $66, indicating a potential upside of 25%. Additionally, the forward P/E ratio is 12.56, suggesting the stock is undervalued compared to its earnings potential. However, a risk to consider is the recent earnings report where the EPS of $0.40 was a surprise of 29.03%, but the stock still experienced a price change of -4.45% following the announcement.

Analyst Ratings (6)

+22.54% upside
Buy
4 Buy
2 Hold
0 Sell
Current: 53.86
Low
66.00
Average
66.00
High
66.00

DA Davidson

2026-08-07

Price Target

$66

Buy

DA Davidson

2026-07-15

Price Target

$64

Buy

Stephens

2025-08-07

Price Target

$60

Overweight

Stephens

2025-07-17

Price Target

—

Overweight

Jefferies

2025-05-27

Price Target

$60

Buy

Valuation Metrics

The current forward P/E ratio for ACI Worldwide, Inc. (ACIW) is 12.56, compared to its 5-year average forward P/E of 15.71.

Forward P/E

Fair
5Y Average P/E
15.71
Current P/E
12.56
Overvalued
19.36
Undervalued
12.07

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
11.42
Current EV/EBITDA
18.46
Overvalued
13.95
Undervalued
8.90

Forward P/S

Fair
5Y Average P/S
2.41
Current P/S
2.57
Overvalued
2.95
Undervalued
1.87

Alphio AI Price Scenarios for ACIW

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%ACIW

$51.65

Scenario price

B

Base

Base · 50%ACIW

$46.35

Scenario price

B

Bear

Bear · 25%ACIW

$42.84

Scenario price

Whales holding ACIW

R

Rice Hall James & Associates, LLC

+ HoldingACIW

+1.20%

3M Return

B

Blackstone Alternative Investment Advisors LLC

+ HoldingACIW

+1.19%

3M Return

H

Hood River Capital Management LLC

+ HoldingACIW

-11.98%

3M Return

Events Timeline

2026-09-28 (ET)

07:30:00

ACI Worldwide and Cognizant Test BASE24-eps on AWS

2026-09-17 (ET)

08:30:00

ACI Worldwide Expands ACI Connetic with Cloud-Native Financial Messaging Capability

2026-09-01 (ET)

06:30:00

ACI Worldwide Acquires Cranium Ventures

2026-08-06 (ET)

06:30:00

Q3 Adjusted EBITDA Expected to be $90M-$95M

06:30:00

2026 Revenue Consensus at $1.9B, Adjusted EBITDA View Raised to $545M-$560M

News

ACIW FAQ — answered by Alphio AI

ACI Worldwide, Inc. is a global payments technology company. The Company develops markets, installs, and supports a line of software solutions that deliver intelligent payment orchestration to banks, merchants, and billers. Its segments include Payment Software and Biller. Its Payment Software segment drives payments orchestration for banks and merchants. It provides payment solutions to large and mid-sized banks globally for retail banking, digital, and other payment services. Its support of merchants globally includes Tier 1 and Tier 2 merchants (in-store and online), payment service providers, independent selling organizations, value-added resellers, and acquirers who service them. The Company's Biller segment provides electronic bill presentment and payment services to companies operating in the consumer finance, insurance, healthcare, higher education, utility, government, mortgage, subscription provider, and telecommunications categories. It operates in the Technology sector (SERVICES-PREPACKAGED SOFTWARE industry).

ACI Worldwide Inc is a good buy right now due to its current price of $52.80, which is significantly below the analyst price target of $66, indicating a potential upside of 25%. Additionally, the forward P/E ratio is 12.56, suggesting the stock is undervalued compared to its earnings potential. However, a risk to consider is the recent earnings report where the EPS of $0.40 was a surprise of 29.03%, but the stock still experienced a price change of -4.45% following the announcement.

6 analysts cover ACIW: 4 rate it Buy, 2 Hold and 0 Sell. The average price target is 66.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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