Jiayin Group Inc (JFIN) FinancialsJFINJiayin Group Inc

Jiayin Group Inc (JFIN) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Revenue from loan facilitation services, accounting for 89.2% of total sales, equivalent to CNY 633.80M. Other significant revenue streams include Other services and Offline and non-standard loan products. Understanding this composition is critical for investors evaluating how JFIN navigates market cycles within the Financial Technology (Fintech) industry.

Evaluating the bottom line, Jiayin Group Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at -16.48%, while the net margin is -14.51%. These profitability ratios, combined with a Return on Equity (ROE) of 23.26%, provide a clear picture of how effectively JFIN converts its operational activities into shareholder value.

In the context of the broader market, JFIN competes directly with industry leaders such as DTI and ANTA. With a market capitalization of $119.31M, it holds a leading position in the sector. When comparing efficiency, JFIN's gross margin of N/A stands against DTI's 53.17% and ANTA's 49.67%. Such benchmarking helps identify whether Jiayin Group Inc is trading at a premium or discount relative to its financial performance.

Jiayin Group's latest earnings report shows a net revenue of RMB 736.9 million for Q2 2026, down 60.9% year-over-year, and a net loss of RMB 183.6 million, contrasting sharply with a net income of RMB 519.1 million in the same quarter last year.