Finanzas de SoFi Technologies Inc (SOFI)SOFISoFi Technologies Inc

Evaluating the bottom line, SoFi Technologies, Inc. maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 20.06%, while the net margin is 15.37%. These profitability ratios, combined with a Return on Equity (ROE) of 7.09%, provide a clear picture of how effectively SOFI converts its operational activities into shareholder value.

In the context of the broader market, SOFI competes directly with industry leaders such as GPN and AER. With a market capitalization of $19.49B, it holds a significant position in the sector. When comparing efficiency, SOFI's gross margin of N/A stands against GPN's 61.04% and AER's 59.28%. Such benchmarking helps identify whether SoFi Technologies, Inc. is trading at a premium or discount relative to its financial performance.

SoFi has shown strong revenue growth, with Q2 2026 revenue at $1.01 billion, up from $800 million in Q3 2025. However, the net income has been inconsistent, with a recent decline in net margin to 15.37% in Q2 2026, down from 20.10% in Q4 2025.