SoFi Technologies Inc

Análisis de la acción SoFi Technologies Inc (SOFI)

$14.900

+0.224 (+1.50%)Al cierre

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Máximo
15.110
Apertura
14.840
Precio medio ponderado por volumen
14.89
Volumen
33.65M
Capitalización
6.91B
Mínimo
14.655
Importe
501.03M
EV/EBITDA, TTM
14.81

SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.

www.sofi.com

Análisis de IA of SoFi Technologies Inc (SOFI)

Mantener

SoFi Technologies is currently not a strong buy due to its high volatility and mixed analyst ratings. The current price is $14.55, which is significantly lower than the $25 target set by StoneX, but also below the $15 target from Keefe Bruyette. The RSI is at 33.631, indicating that the stock is oversold, but the recent 5-day change is -7.91%, reflecting ongoing downward pressure. The main risk is the high interest rate environment, which has led to decreased investor confidence and operational challenges for SoFi.

Recomendaciones de analistas (2)

+90.00% de potencial alcista
Vender
0 Comprar
0 Mantener
2 Vender
Actual: 14.90
Mínimo
18.00
Promedio
28.31
Máximo
38.00

StoneX

2026-10-12

Precio objetivo

$25

Comprar

Keefe Bruyette

2026-10-12

Precio objetivo

$15

Inferior al mercado

Keefe Bruyette

2026-10-11

Precio objetivo

$15

Inferior al mercado

TD Cowen

2026-10-06

Precio objetivo

$18

Mantener

Loop Capital

2026-09-09

Precio objetivo

$22

Mantener

Métricas de valoración

El PER previsto actual de SoFi Technologies Inc (SOFI) es 20.70, frente a su media de 5 años de 23.91.

PER previsto

Valor razonable
Media 5A P/E
23.91
P/E actual
20.70
Sobrevalorada
87.09
Infravalorada
-39.27

EV/EBITDA previsto

Valor razonable
Media 5A EV/EBITDA
15.67
EV/EBITDA actual
14.81
Sobrevalorada
17.88
Infravalorada
13.46

Precio/ventas previsto

Valor razonable
Media 5A P/S
4.44
P/S actual
3.10
Sobrevalorada
6.57
Infravalorada
2.30

Escenarios de precio de Alphio AI para SOFI

Los precios por escenario son la última banda de previsión mensual del año en curso. Las probabilidades son pesos fijos del modelo (25 / 50 / 25), no garantías.

A

Alcista

Alcista · 25%SOFI

$20.03

Precio del escenario

B

Base

Base · 50%SOFI

$19.61

Precio del escenario

B

Bajista

Bajista · 25%SOFI

$18.87

Precio del escenario

Ballenas con SOFI en cartera

A

Accel Partners

+ Con en carteraSOFI

+22.24%

Rentabilidad a 3 meses

A

ARK Investment Management LLC

+ Con en carteraSOFI

+20.80%

Rentabilidad a 3 meses

B

Brighton Jones LLC

+ Con en carteraSOFI

+12.91%

Rentabilidad a 3 meses

D

Diversify Wealth Management, LLC

+ Con en carteraSOFI

+12.52%

Rentabilidad a 3 meses

H

Harvest Portfolios Group Inc.

+ Con en carteraSOFI

+8.87%

Rentabilidad a 3 meses

C

Capula Management Ltd

+ Con en carteraSOFI

+5.37%

Rentabilidad a 3 meses

Cronología de eventos

2026-10-22 (ET)

08:30:00

SoFi Launches First National Bank-Issued Tokenized Deposit

2026-10-21 (ET)

15:00:00

SoFi Technologies Shares Rise 2.04%

09:30:00

SoFi Partners with Prudential to Offer Life Insurance to 15 Million Members

2026-10-19 (ET)

16:00:00

SoFi Technologies Shares Down, Mixed Options Sentiment

2026-10-16 (ET)

11:30:00

SoFi Technologies Shares Down, Mixed Options Sentiment

Noticias

Preguntas frecuentes sobre SOFI, respondidas por Alphio AI

SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest. It operates in the Financials sector (FINANCE SERVICES industry).

SoFi Technologies is currently not a strong buy due to its high volatility and mixed analyst ratings. The current price is $14.55, which is significantly lower than the $25 target set by StoneX, but also below the $15 target from Keefe Bruyette. The RSI is at 33.631, indicating that the stock is oversold, but the recent 5-day change is -7.91%, reflecting ongoing downward pressure. The main risk is the high interest rate environment, which has led to decreased investor confidence and operational challenges for SoFi.

2 analysts cover SOFI: 0 rate it Buy, 0 Hold and 2 Sell. The average price target is 28.31.

Comunidad

Más ↗

SoFi's new token pays 4.40% interest annually on the dollars you hold for buying crypto. Swap it 1:1 into SoFiUSD, the bank's own stablecoin, and the interest stops. U.S. regulations prohibit stablecoin issuers from paying interest. On $10,000, that's $440 a year versus $0. Same bank. It just calls one of them a deposit.

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shrimp_canyon5/10/2026

$SOFI is building a nice base between $15 and $20. I would consider buying on a breakdown, assuming it is a false breakdown and price snaps back into the base, or on a breakout.

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