Upstart Holdings Inc

Análisis de la acción Upstart Holdings Inc (UPST)

$23.020

-1.687 (-7.33%)Al cierre

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Máximo
24.380
Apertura
24.160
Precio medio ponderado por volumen
23.36
Volumen
4.28M
Capitalización
2.07B
Mínimo
22.680
Importe
100.03M
EV/EBITDA, TTM
24.55

Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.

Análisis de IA of Upstart Holdings Inc (UPST)

Comprar

Upstart Holdings Inc is a good buy right now due to its strong revenue growth and favorable analyst price targets. The company reported a 42% year-over-year revenue increase in Q2, with total revenue guidance of $1.4 billion for the year, which is significantly higher than the previous year's $1.0 billion. Additionally, analysts have a consensus price target of $39.24, suggesting a potential upside of 70% from the current price of $23.78. However, a key risk is the company's high debt-to-equity ratio of 251.18%, which could impact financial stability.

Recomendaciones de analistas (3)

+146.44% de potencial alcista
Vender
0 Comprar
0 Mantener
3 Vender
Actual: 23.02
Mínimo
20.00
Promedio
56.73
Máximo
80.00

Loop Capital

2026-09-09

Precio objetivo

$34

Mantener

Citi

2026-07-22

Precio objetivo

$61

Comprar

Goldman Sachs

2026-07-09

Precio objetivo

$39

Neutral

Needham

2026-07-07

Precio objetivo

$40

Comprar

Morgan Stanley

2026-05-07

Precio objetivo

$35

Equal Weight

Métricas de valoración

El PER previsto actual de Upstart Holdings Inc (UPST) es 13.18, frente a su media de 5 años de -201.88.

PER previsto

Valor razonable
Media 5A P/E
-201.88
P/E actual
13.18
Sobrevalorada
740.88
Infravalorada
-1144.63

EV/EBITDA previsto

Valor razonable
Media 5A EV/EBITDA
84.40
EV/EBITDA actual
24.55
Sobrevalorada
280.30
Infravalorada
-111.49

Precio/ventas previsto

Infravalorado
Media 5A P/S
4.61
P/S actual
1.26
Sobrevalorada
7.84
Infravalorada
1.37

Escenarios de precio de Alphio AI para UPST

Los precios por escenario son la última banda de previsión mensual del año en curso. Las probabilidades son pesos fijos del modelo (25 / 50 / 25), no garantías.

A

Alcista

Alcista · 25%UPST

$65.54

Precio del escenario

B

Base

Base · 50%UPST

$61.48

Precio del escenario

B

Bajista

Bajista · 25%UPST

$52.63

Precio del escenario

Ballenas con UPST en cartera

C

Clear Street LLC

+ Con en carteraUPST

-6.16%

Rentabilidad a 3 meses

Cronología de eventos

2026-10-21 (ET)

09:30:00

MIT Federal Credit Union Expands Partnership with Upstart

2026-10-07 (ET)

09:30:00

Credit Union of Denver Partners with Upstart

2026-10-05 (ET)

16:30:00

Nasdaq Rises Nearly 300 Points as Market Digests Jobs Report

12:30:00

Nasdaq Rises Nearly 200 Points, Led by Tech Stocks

08:00:00

Upstart Current UMI at 1.49, Down from 1.50 on September 3

Noticias

Preguntas frecuentes sobre UPST, respondidas por Alphio AI

Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others. It operates in the Financials sector (FINANCE SERVICES industry).

Upstart Holdings Inc is a good buy right now due to its strong revenue growth and favorable analyst price targets. The company reported a 42% year-over-year revenue increase in Q2, with total revenue guidance of $1.4 billion for the year, which is significantly higher than the previous year's $1.0 billion. Additionally, analysts have a consensus price target of $39.24, suggesting a potential upside of 70% from the current price of $23.78. However, a key risk is the company's high debt-to-equity ratio of 251.18%, which could impact financial stability.

3 analysts cover UPST: 0 rate it Buy, 0 Hold and 3 Sell. The average price target is 56.73.

Comunidad

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Esta página es solo para investigación y no constituye asesoramiento de inversión. Los modelos pueden equivocarse. El rendimiento pasado no garantiza resultados futuros.

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