Finanzas de Upstart Holdings Inc (UPST)UPSTUpstart Holdings Inc

Evaluating the bottom line, Upstart Holdings, Inc. maintains a gross margin of 82.38%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at -0.11%, while the net margin is 4.75%. These profitability ratios, combined with a Return on Equity (ROE) of 7.94%, provide a clear picture of how effectively UPST converts its operational activities into shareholder value.

In the context of the broader market, UPST competes directly with industry leaders such as UWMC and AGM. With a market capitalization of $2.31B, it holds a significant position in the sector. When comparing efficiency, UPST's gross margin of 82.38% stands against UWMC's 69.30% and AGM's 27.24%. Such benchmarking helps identify whether Upstart Holdings, Inc. is trading at a premium or discount relative to its financial performance.

Upstart's revenue has shown significant growth, with Q2 2026 revenue reaching $348 million, up from $257 million in Q2 2025. The gross margin remains strong at 82.38%, indicating efficient operations.