Finanzas de Affirm Holdings, Inc. (AFRM)AFRMAffirm Holdings, Inc.

Evaluating the bottom line, Affirm Holdings, Inc. maintains a gross margin of 93.46%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 22.79%, while the net margin is 138.65%. These profitability ratios, combined with a Return on Equity (ROE) of 45.13%, provide a clear picture of how effectively AFRM converts its operational activities into shareholder value.

In the context of the broader market, AFRM competes directly with industry leaders such as SYF and SUNB. With a market capitalization of $24.97B, it holds a significant position in the sector. When comparing efficiency, AFRM's gross margin of 93.46% stands against SYF's N/A and SUNB's 36.40%. Such benchmarking helps identify whether Affirm Holdings, Inc. is trading at a premium or discount relative to its financial performance.

Affirm has shown impressive revenue growth, with total revenue reaching $1.17 billion in Q4 2026, up from $933 million in Q1 2026. The net income for Q4 2026 was $1.62 billion, showcasing a significant increase in profitability.