OptimumBank Holdings Inc

OptimumBank Holdings Inc(OPHC)股票分析

$8.680

-0.262 (-3.02%)收盤時

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最高
9.070
開盤
8.970
成交量加權均價
8.77
成交量
90.17K
市值
41.43M
最低
8.560
成交金額
790.80K
企業價值/稅息折舊攤銷前利潤(TTM)
0.00

OptimumBank Holdings, Inc. is a bank holding company for OptimumBank (the Bank). The Bank is a state-chartered bank. The Bank offers a variety of commercial banking services to individual and corporate customers through its two branch offices located in Broward County, and one branch office in Miami Dade County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. Its services offered include demand interest-bearing and noninterest-bearing accounts, money market deposit accounts, NOW accounts, time deposits, Wire transfers, ACH services, Visa debit and ATM cards, cash management, direct deposits, notary services, money orders, night depository, cashier’s checks, domestic collections, and banking by mail. It provides ATM cards and Visa debit cards as a part of the Star, Presto and Cirrus networks, thereby permitting customers to utilize the convenience of ATMs worldwide. It offers business lending lines for working capital needs.

AI 分析 of OptimumBank Holdings Inc (OPHC)

買進

OptimumBank Holdings Inc is a good buy right now due to its strong financial performance, including a gross margin of 74.69% and a year-to-date price change of +118.63%. The stock is currently priced at $9.27, which is significantly above its 52-week low of $3.92 but still below its 52-week high of $10.68, indicating potential for growth. However, the risk of insider selling has increased by 498.08% over the last month, which could indicate some caution among insiders.

估值指標

OptimumBank Holdings Inc(OPHC)目前預期本益比為 6.62,5 年平均預期本益比為 2.26。

預期本益比

高估
5 年均值 P/E
2.26
目前P/E
6.62
高估
5.39
低估
-0.87

預期 EV/EBITDA

嚴重低估
5 年均值 EV/EBITDA
0.00
目前EV/EBITDA
0.00
高估
0.00
低估
0.00

預期股價營收比

合理
5 年均值 P/S
0.00
目前P/S
0.00
高估
0.00
低估
-0.00

Alphio AI 對 OPHC 的價格情境

情境價格取自當年最後一個月度預測區間。機率為固定的模型權重(25 / 50 / 25),不構成保證。

樂

樂觀

樂觀 · 25%OPHC

$5.69

情境價格

基

基準

基準 · 50%OPHC

$5.48

情境價格

悲

悲觀

悲觀 · 25%OPHC

$4.66

情境價格

事件時間軸

2026-02-23 (ET)

08:40:00

OptimumBank Forms Wholly Owned Subsidiary OptimumFunding to Support New Lending Initiative

2026-02-02 (ET)

08:50:00

Moishe Gubin: 2025 is Our Best Year Yet

2025-09-16 (ET)

08:42:26

OptimumBank chooses IBN for its corporate communication needs.

2025-08-21 (ET)

05:43:10

OptimumBank anticipates asset sales will total $1.5B-$1.6B by the close of 2026 (August 12)

2025-08-07 (ET)

08:08:35

OptimumBank Holdings reports Q2 EPS 29c vs 34c last year

資訊

OPHC 常見問題 —— 由 Alphio AI 解答

OptimumBank Holdings, Inc. is a bank holding company for OptimumBank (the Bank). The Bank is a state-chartered bank. The Bank offers a variety of commercial banking services to individual and corporate customers through its two branch offices located in Broward County, and one branch office in Miami Dade County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. Its services offered include demand interest-bearing and noninterest-bearing accounts, money market deposit accounts, NOW accounts, time deposits, Wire transfers, ACH services, Visa debit and ATM cards, cash management, direct deposits, notary services, money orders, night depository, cashier’s checks, domestic collections, and banking by mail. It provides ATM cards and Visa debit cards as a part of the Star, Presto and Cirrus networks, thereby permitting customers to utilize the convenience of ATMs worldwide. It offers business lending lines for working capital needs. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

OptimumBank Holdings Inc is a good buy right now due to its strong financial performance, including a gross margin of 74.69% and a year-to-date price change of +118.63%. The stock is currently priced at $9.27, which is significantly above its 52-week low of $3.92 but still below its 52-week high of $10.68, indicating potential for growth. However, the risk of insider selling has increased by 498.08% over the last month, which could indicate some caution among insiders.

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