B
Bull
Bull · 25%XYF
$17.50
情景价格
$5.540
-0.156 (-2.81%)收盘时
Loading chart…
- High
- 5.835
- Open
- 5.660
- VWAP
- 5.62
- Vol
- 74.99K
- Mkt Cap
- 215.55M
- Low
- 5.500
- Amount
- 421.81K
- EV/EBITDA, TTM
- 0.00
X Financial is a holding company principally engaged in online personal finance business. The Company is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The Company's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The Company is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The Company primarily conducts its businesses in domestic market.
AI analysis of X Financial (XYF)
holdX Financial is not a good buy right now due to significant declines in revenue and net income, despite a recent uptick in stock price. The current price is $5.54, and the company reported a staggering 70.2% year-over-year decline in loan facilitation volume, which raises concerns about future profitability. Additionally, the gross margin has dropped to 58.65%, indicating operational challenges. The main risk is the 91.1% year-over-year drop in net income for Q2, which highlights severe profitability issues.
Analyst Ratings (2)
Hold
0 Buy
2 Hold
0 Sell
Current: 5.54
最低
—
平均
—
最高
—
估值指标
The current forward P/E ratio for X Financial (XYF) is 0.00, compared to its 5-year average forward P/E of 1.83.
Alphio AI Price Scenarios for XYF
Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.
事件时间线
资讯
9.508-25NewsfilterX Financial Q2 2026 Earnings Call Insights
9.508-25NASDAQ.COMX Financial Reports Q2 Earnings: Focus on Credit Quality
9.508-24Yahoo FinanceX Financial Q2 2026 Earnings Report Analysis
9.508-24PRnewswireX Financial Releases Q2 2026 Financial Results
- 9.508-18Newsfilter
X Financial to Release Q2 Earnings on August 24, 2026
XYF FAQ — answered by Alphio AI
X Financial is a holding company principally engaged in online personal finance business. The Company is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The Company's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The Company is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The Company primarily conducts its businesses in domestic market. It operates in the Technology sector.
X Financial is not a good buy right now due to significant declines in revenue and net income, despite a recent uptick in stock price. The current price is $5.54, and the company reported a staggering 70.2% year-over-year decline in loan facilitation volume, which raises concerns about future profitability. Additionally, the gross margin has dropped to 58.65%, indicating operational challenges. The main risk is the 91.1% year-over-year drop in net income for Q2, which highlights severe profitability issues.
2 analysts cover XYF: 0 rate it Buy, 2 Hold and 0 Sell.
本页仅供研究参考，不构成投资建议。模型可能出错。过往表现不代表未来结果。