Affirm Holdings, Inc.

Affirm Holdings, Inc.(AFRM)股票分析

$70.510

-6.677 (-9.47%)收盘时

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最高
76.090
开盘
75.710
成交量加权均价
71.77
成交量
8.00M
市值
9.42B
最低
68.705
成交额
574.32M
企业价值/息税折旧摊销前利润(TTM)
29.08

Affirm Holdings, Inc. provides consumers with an alternative to traditional payment options. The Company is engaged in building a payment network. Its platform comprises three core elements: point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its Affirm App and Website provide tailored offers from merchants based on consumers' preferences. Consumers can apply at affirm.com or via the Affirm App and, upon approval, receive a single-use virtual card to use online or in-store. Its Affirm Card allows consumers to link a bank account to pay in full, or apply to pay overtime through the Affirm App. It offers users an in-app post-purchase feature that allows them to instantly apply to convert any eligible debit transaction into an installment loan. Through the Affirm app and in partnership with Cross River Bank, it offers a savings account, with no minimum deposit requirements or fees.

AI 分析 of Affirm Holdings, Inc. (AFRM)

买入

Affirm Holdings Inc is a good buy right now due to its strong financial performance, with a recent gross margin of 93.46% and a remarkable EPS of 4.62, which reflects a 1300% surprise over estimates. The stock has also shown a solid upward momentum with a 5-day change of +14.03% and an RSI of 85.167, indicating strong buying pressure. However, the main risk is its forward P/E ratio of 35.59, suggesting that the stock may be overvalued if growth does not meet expectations.

分析师评级(1)

上行空间 +24.41%
卖出
0 买入
0 持有
1 卖出
当前: 70.51
最低
65.00
平均
87.72
最高
107.00

TD Cowen

2026-10-06

目标价

$110

买入

Wolfe Research

2026-09-14

目标价

$90

跑赢大盘

Loop Capital

2026-09-09

目标价

$105

买入

Truist

2026-09-03

目标价

$85

买入

Goldman Sachs

2026-08-31

目标价

$115

买入

估值指标

Affirm Holdings, Inc.(AFRM)当前预期市盈率为 35.59,5 年平均预期市盈率为 -9.88。

预期市盈率

合理
5 年均值 P/E
-9.88
当前P/E
35.59
高估
85.08
低估
-104.84

预期 EV/EBITDA

合理
5 年均值 EV/EBITDA
-2.65
当前EV/EBITDA
29.08
高估
118.63
低估
-123.92

预期市销率

合理
5 年均值 P/S
5.34
当前P/S
3.88
高估
10.28
低估
0.40

Alphio AI 对 AFRM 的价格情景

情景价格取自当年最后一个月度预测区间。概率为固定的模型权重(25 / 50 / 25),不构成保证。

乐

乐观

乐观 · 25%AFRM

$72.74

情景价格

基

基准

基准 · 50%AFRM

$65.49

情景价格

悲

悲观

悲观 · 25%AFRM

$62.13

情景价格

持有 AFRM 的大户

A

Allen Holding Inc.

+ 持有AFRM

+13.12%

3个月收益率

D

Diversify Wealth Management, LLC

+ 持有AFRM

+10.14%

3个月收益率

S

Signature Estate & Investment Advisors, LLC

+ 持有AFRM

+8.41%

3个月收益率

G

Gilder Gagnon Howe & Co. LLC

+ 持有AFRM

+6.36%

3个月收益率

F

Foxhaven Asset Management, LP

+ 持有AFRM

+0.86%

3个月收益率

T

Tremblant Capital Group

+ 持有AFRM

+0.74%

3个月收益率

事件时间线

2026-10-06 (ET)

09:30:00

Antom Brings Affirm to US Merchant Payment Platform

2026-09-29 (ET)

09:30:00

Crate & Barrel Partners with Affirm for Flexible Payments

2026-09-23 (ET)

14:30:00

Meta's Investment in Innodata Boosts Stock Price

12:00:00

Meta Pay Sparks E-commerce Stock Drop, Shopify Down Over 7%

资讯

AFRM 常见问题 —— 由 Alphio AI 解答

Affirm Holdings, Inc. provides consumers with an alternative to traditional payment options. The Company is engaged in building a payment network. Its platform comprises three core elements: point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its Affirm App and Website provide tailored offers from merchants based on consumers' preferences. Consumers can apply at affirm.com or via the Affirm App and, upon approval, receive a single-use virtual card to use online or in-store. Its Affirm Card allows consumers to link a bank account to pay in full, or apply to pay overtime through the Affirm App. It offers users an in-app post-purchase feature that allows them to instantly apply to convert any eligible debit transaction into an installment loan. Through the Affirm app and in partnership with Cross River Bank, it offers a savings account, with no minimum deposit requirements or fees. It operates in the Technology sector (PERSONAL CREDIT INSTITUTIONS industry).

Affirm Holdings Inc is a good buy right now due to its strong financial performance, with a recent gross margin of 93.46% and a remarkable EPS of 4.62, which reflects a 1300% surprise over estimates. The stock has also shown a solid upward momentum with a 5-day change of +14.03% and an RSI of 85.167, indicating strong buying pressure. However, the main risk is its forward P/E ratio of 35.59, suggesting that the stock may be overvalued if growth does not meet expectations.

1 analysts cover AFRM: 0 rate it Buy, 0 Hold and 1 Sell. The average price target is 87.72.

$AFRM stopped posting about it a while back. But dare I say it. It looks so ready? So retest of the 40s again?

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neonkettle602026/9/16

$AFRM | Citizens Reiterates Affirm at Market Outperform with $85 PT on Earnings and Margin Momentum Citizens stays bullish as stronger volume, take rate, and operating leverage drive continued earnings upside. 🔹 Follow @tenet_research for more analyst insights on other tickers.

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0xSkewfalcon2026/9/11

Nice bounce off trendline support and the 200 DMA for $AFRM ⬆️ Still down 22% since the post-earnings highs, leaving room for this move to continue 💨 $105 price target by Loop Capital 🐂

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本页仅供研究参考,不构成投资建议。模型可能出错。过往表现不代表未来结果。

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