SoFi Technologies Inc

SoFi Technologies Inc(SOFI)股票分析

$14.300

-0.246 (-1.72%)收盘时

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最高
14.760
开盘
14.750
成交量加权均价
14.44
成交量
39.76M
市值
6.91B
最低
14.265
成交额
574.27M
企业价值/息税折旧摊销前利润(TTM)
15.22

SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.

AI 分析 of SoFi Technologies Inc (SOFI)

持有

SoFi Technologies is currently not a strong buy due to its high volatility and mixed analyst ratings. The current price is $14.55, which is significantly lower than the $25 target set by StoneX, but also below the $15 target from Keefe Bruyette. The RSI is at 33.631, indicating that the stock is oversold, but the recent 5-day change is -7.91%, reflecting ongoing downward pressure. The main risk is the high interest rate environment, which has led to decreased investor confidence and operational challenges for SoFi.

分析师评级(2)

上行空间 +97.97%
卖出
0 买入
0 持有
2 卖出
当前: 14.30
最低
18.00
平均
28.31
最高
38.00

StoneX

2026-10-12

目标价

$25

买入

Keefe Bruyette

2026-10-12

目标价

$15

跑输大盘

Keefe Bruyette

2026-10-11

目标价

$15

跑输大盘

TD Cowen

2026-10-06

目标价

$18

持有

Loop Capital

2026-09-09

目标价

$22

持有

估值指标

SoFi Technologies Inc(SOFI)当前预期市盈率为 20.70,5 年平均预期市盈率为 23.75。

预期市盈率

合理
5 年均值 P/E
23.75
当前P/E
20.70
高估
87.03
低估
-39.52

预期 EV/EBITDA

合理
5 年均值 EV/EBITDA
15.69
当前EV/EBITDA
15.22
高估
17.91
低估
13.46

预期市销率

合理
5 年均值 P/S
4.46
当前P/S
3.19
高估
6.63
低估
2.29

Alphio AI 对 SOFI 的价格情景

情景价格取自当年最后一个月度预测区间。概率为固定的模型权重(25 / 50 / 25),不构成保证。

乐

乐观

乐观 · 25%SOFI

$20.03

情景价格

基

基准

基准 · 50%SOFI

$19.61

情景价格

悲

悲观

悲观 · 25%SOFI

$18.87

情景价格

持有 SOFI 的大户

D

Diversify Wealth Management, LLC

+ 持有SOFI

+9.11%

3个月收益率

A

Accel Partners

+ 持有SOFI

+8.93%

3个月收益率

B

Brighton Jones LLC

+ 持有SOFI

+8.71%

3个月收益率

A

ARK Investment Management LLC

+ 持有SOFI

+8.68%

3个月收益率

H

Harvest Portfolios Group Inc.

+ 持有SOFI

+2.84%

3个月收益率

T

Tremblant Advisors LP

+ 持有SOFI

+2.20%

3个月收益率

事件时间线

2026-10-19 (ET)

16:00:00

SoFi Technologies Shares Down, Mixed Options Sentiment

2026-10-16 (ET)

11:30:00

SoFi Technologies Shares Down, Mixed Options Sentiment

2026-10-12 (ET)

14:30:00

SoFi Technologies Shares Down, Options Activity High

2026-10-05 (ET)

10:30:00

SoFi Technologies Shares Rise 2.12% to $16.11

2026-09-25 (ET)

10:00:00

Binance Invests $100M in Circle to Boost USDC Development

资讯

SOFI 常见问题 —— 由 Alphio AI 解答

SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest. It operates in the Financials sector (FINANCE SERVICES industry).

SoFi Technologies is currently not a strong buy due to its high volatility and mixed analyst ratings. The current price is $14.55, which is significantly lower than the $25 target set by StoneX, but also below the $15 target from Keefe Bruyette. The RSI is at 33.631, indicating that the stock is oversold, but the recent 5-day change is -7.91%, reflecting ongoing downward pressure. The main risk is the high interest rate environment, which has led to decreased investor confidence and operational challenges for SoFi.

2 analysts cover SOFI: 0 rate it Buy, 0 Hold and 2 Sell. The average price target is 28.31.

shrimp_canyon2026/10/5

$SOFI is building a nice base between $15 and $20. I would consider buying on a breakdown, assuming it is a false breakdown and price snaps back into the base, or on a breakout.

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本页仅供研究参考,不构成投资建议。模型可能出错。过往表现不代表未来结果。

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