B
Bull
Bull · 25%XYF
$17.50
Scenario price
$4.720
-0.228 (-4.84%)At close
Loading chart…
- High
- 5.060
- Open
- 5.010
- VWAP
- 4.79
- Volume
- 147.77K
- Mkt Cap
- 215.55M
- Low
- 4.605
- Amount
- 708.57K
- EV/EBITDA, TTM
- 0.00
X Financial is a holding company principally engaged in online personal finance business. The Company is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The Company's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The Company is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The Company primarily conducts its businesses in domestic market.
AI analysis of X Financial (XYF)
HoldX Financial is not a good buy right now due to its declining financial performance and significant risks. The stock is currently priced at $4.84, down 60.33% over the past year, and has a low RSI of 45.81, indicating potential weakness. Additionally, the forward P/E ratio is 0, suggesting uncertainty in future earnings.
Analyst Ratings (2)
Hold
0 Buy
2 Hold
0 Sell
Current: 4.72
Low
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Average
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High
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Valuation Metrics
The current forward P/E ratio for X Financial (XYF) is 0.00, compared to its 5-year average forward P/E of 1.84.
Alphio AI Price Scenarios for XYF
Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.
Events Timeline
News
9.508-25NewsfilterX Financial Q2 2026 Earnings Call Insights
9.508-25NASDAQ.COMX Financial Reports Q2 Earnings: Focus on Credit Quality
9.508-24Yahoo FinanceX Financial Q2 2026 Earnings Report Analysis
9.508-24PRnewswireX Financial Releases Q2 2026 Financial Results
- 9.508-18Newsfilter
X Financial to Release Q2 Earnings on August 24, 2026
XYF FAQ — answered by Alphio AI
X Financial is a holding company principally engaged in online personal finance business. The Company is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The Company's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The Company is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The Company primarily conducts its businesses in domestic market. It operates in the Technology sector.
X Financial is not a good buy right now due to its declining financial performance and significant risks. The stock is currently priced at $4.84, down 60.33% over the past year, and has a low RSI of 45.81, indicating potential weakness. Additionally, the forward P/E ratio is 0, suggesting uncertainty in future earnings.
2 analysts cover XYF: 0 rate it Buy, 2 Hold and 0 Sell.
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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.