MoneyHero Ltd (MNY) FinancialsMNYMoneyHero Ltd

MoneyHero Ltd (MNY) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Credit cards, accounting for 60.8% of total sales, equivalent to $10.96M. Other significant revenue streams include Insurance and Wealth. Understanding this composition is critical for investors evaluating how MNY navigates market cycles within the Online Services industry.

Evaluating the bottom line, MoneyHero Ltd maintains a gross margin of 52.38%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at -20.09%, while the net margin is -40.83%. These profitability ratios, combined with a Return on Equity (ROE) of -23.80%, provide a clear picture of how effectively MNY converts its operational activities into shareholder value.

In the context of the broader market, MNY competes directly with industry leaders such as DUO and BGDE. With a market capitalization of $39.54M, it holds a leading position in the sector. When comparing efficiency, MNY's gross margin of 52.38% stands against DUO's 9.07% and BGDE's 8.31%. Such benchmarking helps identify whether MoneyHero Ltd is trading at a premium or discount relative to its financial performance.

MoneyHero has demonstrated strong revenue growth, with Q1 2026 revenue of 16.52 million USD, a 15.4% increase year-over-year. The gross margin has been relatively stable, around 52.38% in Q1 2026, indicating effective cost management despite fluctuating net income.