Lexinfintech Holdings Ltd

Lexinfintech Holdings Ltd (LX) Stock Analysis

$1.180

+0.025 (+2.16%)At close

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High
1.200
Open
1.160
VWAP
1.16
Vol
4.90M
Mkt Cap
271.28M
Low
1.100
Amount
5.68M
EV/EBITDA, TTM
3.71

Lexinfintech Holdings Ltd is a company principally engaged in the provision of consumer finance technology services. The Company's main business is to apply technologies including AI and big data to form an online risk assessment and management system based on quantitative decision-making. Leveraging Lexin's unique consumption ecosystem that integrates online consumer financing, offline inclusive financing, fintech SaaS services, and e-commerce platforms. The Company is mainly engaged in connecting financial institutions with consumers through technology and financial services, offering finance services to young generation consumer. The Company mainly conducts its businesses in the Chinese market.

AI analysis of Lexinfintech Holdings Ltd (LX)

buy

Lexinfintech Holdings Ltd (LX) is a good buy right now due to its low current price of 1.18, which is well below its historical SMA of 200 days at 2.431. Additionally, the forward P/E ratio of 2.35 indicates that the stock is undervalued compared to its earnings potential. However, the main risk is its recent performance, with a year-to-date change of -63.58%, indicating volatility.

Analyst Ratings (5)

+196.61% upside
Buy
5 Buy
0 Hold
0 Sell
Current: 1.18
Low
3.50
Average
3.50
High
3.50

UBS

2025-12-04

Price Target

Neutral

Citigroup

2023-11-24

Price Target

$2.12

Hold

Citigroup

2023-03-14

Price Target

$3.6

Strong Buy

UBS

2023-02-01

Price Target

Strong Buy

UBS

2021-12-20

Price Target

Hold

Valuation Metrics

The current forward P/E ratio for Lexinfintech Holdings Ltd (LX) is 2.35, compared to its 5-year average forward P/E of 2.81.

Forward P/E

Fair
5Y Average P/E
2.81
Current P/E
2.35
Overvalued
4.09
Undervalued
1.52

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
3.57
Current EV/EBITDA
3.71
Overvalued
5.03
Undervalued
2.11

Forward P/S

Undervalued
5Y Average P/S
0.29
Current P/S
0.02
Overvalued
0.48
Undervalued
0.10

Alphio AI Price Scenarios for LX

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%LX

$6.63

Scenario price

B

Base

Base · 50%LX

$6.30

Scenario price

B

Bear

Bear · 25%LX

$5.21

Scenario price

Whales holding LX

O

Oasis Management Company Ltd.

+ HoldingLX

-9.84%

3M Return

LX FAQ — answered by Alphio AI

Lexinfintech Holdings Ltd is a company principally engaged in the provision of consumer finance technology services. The Company's main business is to apply technologies including AI and big data to form an online risk assessment and management system based on quantitative decision-making. Leveraging Lexin's unique consumption ecosystem that integrates online consumer financing, offline inclusive financing, fintech SaaS services, and e-commerce platforms. The Company is mainly engaged in connecting financial institutions with consumers through technology and financial services, offering finance services to young generation consumer. The Company mainly conducts its businesses in the Chinese market. It operates in the Financials sector.

Lexinfintech Holdings Ltd (LX) is a good buy right now due to its low current price of 1.18, which is well below its historical SMA of 200 days at 2.431. Additionally, the forward P/E ratio of 2.35 indicates that the stock is undervalued compared to its earnings potential. However, the main risk is its recent performance, with a year-to-date change of -63.58%, indicating volatility.

5 analysts cover LX: 5 rate it Buy, 0 Hold and 0 Sell. The average price target is 3.50.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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