Ally Financial Inc

Ally Financial Inc (ALLY) Stock Analysis

$42.180

-0.553 (-1.31%)At close

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High
42.975
Open
42.760
VWAP
42.40
Vol
2.24M
Mkt Cap
12.03B
Low
42.050
Amount
94.78M
EV/EBITDA, TTM
7.44

Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.

www.ally.com

AI analysis of Ally Financial Inc (ALLY)

hold

Ally Financial Inc is not a strong buy right now due to its current price of $42.18 being below the average analyst price target of $51.5, indicating potential upside. However, the RSI is at 31.816, suggesting it is oversold, which could lead to a rebound. The main risk is the recent insider selling, with the CFO selling 12,614 shares, which may indicate caution among executives.

Analyst Ratings (17)

+27.34% upside
Buy
12 Buy
4 Hold
1 Sell
Current: 42.18
Low
48.00
Average
53.71
High
70.00

Truist

2026-08-04

Price Target

$51

Buy

BofA

2026-07-23

Price Target

$49

Buy

Deutsche Bank

2026-07-22

Price Target

$58

Buy

BofA

2026-07-08

Price Target

$53

Buy

Wells Fargo

2026-06-26

Price Target

$55

Overweight

Valuation Metrics

The current forward P/E ratio for Ally Financial Inc (ALLY) is 8.01, compared to its 5-year average forward P/E of 8.60.

Forward P/E

Fair
5Y Average P/E
8.60
Current P/E
8.01
Overvalued
10.55
Undervalued
6.65

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
1.62
Current EV/EBITDA
7.44
Overvalued
5.38
Undervalued
-2.14

Forward P/S

Fair
5Y Average P/S
1.35
Current P/S
1.35
Overvalued
1.66
Undervalued
1.04

Alphio AI Price Scenarios for ALLY

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%ALLY

$41.40

Scenario price

B

Base

Base · 50%ALLY

$39.29

Scenario price

B

Bear

Bear · 25%ALLY

$34.68

Scenario price

Whales holding ALLY

L

Loews Corporation

+ HoldingALLY

+17.68%

3M Return

H

Harris Associates L.P.

+ HoldingALLY

+14.02%

3M Return

D

Donald Smith & Co., Inc.

+ HoldingALLY

+13.02%

3M Return

S

Sessa Capital IM, L.P.

+ HoldingALLY

+12.89%

3M Return

L

Lakewood Capital Management, LP

+ HoldingALLY

+12.37%

3M Return

B

Basswood Capital Management, L.L.C.

+ HoldingALLY

+8.81%

3M Return

Events Timeline

2026-07-21 (ET)

10:00:00

Ally Financial Q2 Retail Originations Nearly $1B Above Expectations

08:00:00

Ally Financial Q2 Revenue $2.28B Beats Expectations

2026-07-13 (ET)

11:00:00

Ally Financial Appoints Mark Mathewson as Chief Information and Data Officer

2026-04-17 (ET)

12:10:00

Iran's Strait of Hormuz Fully Open, Oil Prices Fall

08:50:00

U.S. Stock Futures Rise as Trump Says Iran War Should End Soon

News

ALLY FAQ — answered by Alphio AI

Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Ally Financial Inc is not a strong buy right now due to its current price of $42.18 being below the average analyst price target of $51.5, indicating potential upside. However, the RSI is at 31.816, suggesting it is oversold, which could lead to a rebound. The main risk is the recent insider selling, with the CFO selling 12,614 shares, which may indicate caution among executives.

17 analysts cover ALLY: 12 rate it Buy, 4 Hold and 1 Sell. The average price target is 53.71.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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