Capital One Financial Corp

Capital One Financial Corp (COF) Stock Analysis

$201.740

+2.925 (+1.45%)At close

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High
204.005
Open
200.600
VWAP
202.00
Volume
4.75M
Mkt Cap
51.19B
Low
200.270
Amount
959.15M
EV/EBITDA, TTM
3.85

Capital One Financial Corporation is a diversified financial services holding company with banking and non-banking subsidiaries. The Company offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients through a variety of channels. It operates through three segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment consists of its domestic consumer and small business card lending, and international card businesses in the United Kingdom and Canada. The Consumer Banking segment consists of its deposit gathering and lending activities for consumers and small businesses, and national auto lending. The Commercial Banking segment consists of its lending, deposit gathering, capital markets and treasury management services to commercial real estate and commercial and industrial customers. Its principal operating subsidiary is Capital One, National Association, which offers banking products and financial services.

AI analysis of Capital One Financial Corp (COF)

Buy

Capital One Financial Corp is a good buy right now due to its current price of $201.74, which is below the average analyst price target of $242, indicating potential upside. Additionally, the forward P/E ratio of 8.489 suggests the stock is undervalued compared to its earnings potential. However, a significant risk is the insider selling activity, which has increased by 139.89% over the last month, indicating potential concerns among insiders about the company's future performance.

Analyst Ratings (24)

+39.00% upside
Buy
13 Buy
9 Hold
2 Sell
Current: 201.74
Low
256.00
Average
280.42
High
310.00

Morgan Stanley

2026-10-12

Price Target

$267

Overweight

JPMorgan

2026-10-12

Price Target

$227

Overweight

BMO Capital

2026-10-08

Price Target

$219

Market Perform

TD Cowen

2026-10-06

Price Target

$242

Buy

Barclays

2026-10-05

Price Target

$237

Overweight

Valuation Metrics

The current forward P/E ratio for Capital One Financial Corp (COF) is 8.49, compared to its 5-year average forward P/E of 9.26.

Forward P/E

Fair
5Y Average P/E
9.26
Current P/E
8.49
Overvalued
11.32
Undervalued
7.19

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
1.37
Current EV/EBITDA
3.85
Overvalued
5.25
Undervalued
-2.51

Forward P/S

Fair
5Y Average P/S
1.53
Current P/S
1.81
Overvalued
1.94
Undervalued
1.12

Alphio AI Price Scenarios for COF

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%COF

$251.92

Scenario price

B

Base

Base · 50%COF

$183.98

Scenario price

B

Bear

Bear · 25%COF

$126.68

Scenario price

Whales holding COF

W

W1M Investment Management Limited

+ HoldingCOF

+16.26%

3M Return

P

Putnam LLC

+ HoldingCOF

+6.73%

3M Return

P

Pzena Investment Management, Inc.

+ HoldingCOF

+6.58%

3M Return

J

John W. Bristol & Co., Inc.

+ HoldingCOF

+6.49%

3M Return

T

Tidal Investments LLC

+ HoldingCOF

+6.41%

3M Return

H

Hantz Financial Services, Inc.

+ HoldingCOF

+5.51%

3M Return

COF FAQ — answered by Alphio AI

Capital One Financial Corporation is a diversified financial services holding company with banking and non-banking subsidiaries. The Company offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients through a variety of channels. It operates through three segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment consists of its domestic consumer and small business card lending, and international card businesses in the United Kingdom and Canada. The Consumer Banking segment consists of its deposit gathering and lending activities for consumers and small businesses, and national auto lending. The Commercial Banking segment consists of its lending, deposit gathering, capital markets and treasury management services to commercial real estate and commercial and industrial customers. Its principal operating subsidiary is Capital One, National Association, which offers banking products and financial services. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Capital One Financial Corp is a good buy right now due to its current price of $201.74, which is below the average analyst price target of $242, indicating potential upside. Additionally, the forward P/E ratio of 8.489 suggests the stock is undervalued compared to its earnings potential. However, a significant risk is the insider selling activity, which has increased by 139.89% over the last month, indicating potential concerns among insiders about the company's future performance.

24 analysts cover COF: 13 rate it Buy, 9 Hold and 2 Sell. The average price target is 280.42.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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