Capital One Financial Corp

Capital One Financial Corp (COF) Stock Analysis

$208.740

+3.924 (+1.88%)At close

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High
210.040
Open
207.460
VWAP
208.56
Volume
3.76M
Mkt Cap
51.19B
Low
206.890
Amount
784.97M
EV/EBITDA, TTM
3.92

Capital One Financial Corporation is a diversified financial services holding company with banking and non-banking subsidiaries. The Company offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients through a variety of channels. It operates through three segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment consists of its domestic consumer and small business card lending, and international card businesses in the United Kingdom and Canada. The Consumer Banking segment consists of its deposit gathering and lending activities for consumers and small businesses, and national auto lending. The Commercial Banking segment consists of its lending, deposit gathering, capital markets and treasury management services to commercial real estate and commercial and industrial customers. Its principal operating subsidiary is Capital One, National Association, which offers banking products and financial services.

AI analysis of Capital One Financial Corp (COF)

Buy

Capital One Financial Corp appears to be a good buy right now due to its recent strong Q3 earnings report, which showed a revenue of $16.3 billion, a 6% year-over-year increase, and an adjusted EPS of $6.69, exceeding the consensus estimate of $5.50. Additionally, the forward P/E ratio is attractive at 8.49, suggesting potential undervaluation. However, a risk to consider is the insider selling, which increased by 139.89% over the last month, indicating potential concerns among insiders about future performance.

Analyst Ratings (24)

+34.34% upside
Buy
13 Buy
9 Hold
2 Sell
Current: 208.74
Low
256.00
Average
280.42
High
310.00

Morgan Stanley

2026-10-12

Price Target

$267

Overweight

JPMorgan

2026-10-12

Price Target

$227

Overweight

BMO Capital

2026-10-08

Price Target

$219

Market Perform

TD Cowen

2026-10-06

Price Target

$242

Buy

Barclays

2026-10-05

Price Target

$237

Overweight

Valuation Metrics

The current forward P/E ratio for Capital One Financial Corp (COF) is 8.50, compared to its 5-year average forward P/E of 9.26.

Forward P/E

Fair
5Y Average P/E
9.26
Current P/E
8.50
Overvalued
11.32
Undervalued
7.20

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
1.40
Current EV/EBITDA
3.92
Overvalued
5.28
Undervalued
-2.48

Forward P/S

Fair
5Y Average P/S
1.53
Current P/S
1.85
Overvalued
1.93
Undervalued
1.12

Alphio AI Price Scenarios for COF

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%COF

$251.92

Scenario price

B

Base

Base · 50%COF

$183.98

Scenario price

B

Bear

Bear · 25%COF

$126.68

Scenario price

Whales holding COF

W

W1M Investment Management Limited

+ HoldingCOF

+11.41%

3M Return

E

Entropy Technologies, LP

+ HoldingCOF

+7.84%

3M Return

R

RNC Capital Management LLC

+ HoldingCOF

+6.51%

3M Return

M

Millennium Management LLC

+ HoldingCOF

+5.57%

3M Return

D

Destination Wealth Management

+ HoldingCOF

+3.56%

3M Return

G

Gillson Capital LP

+ HoldingCOF

+2.65%

3M Return

Events Timeline

2026-10-26 (ET)

09:00:00

Largest Indicative Borrow Rate Increases Among Liquid Option Names

2026-10-21 (ET)

09:00:00

Stock Futures Rise as Brent Crude Surpasses $110

2026-10-20 (ET)

20:00:00

Treasury Yields Retreat as Netflix Falls Over 5%

17:00:00

Capital One Shares Up 6% to $214.20 After Q3 Earnings Beat

16:30:00

Discover Reports Q3 Revenue of $16.3B, Beating Expectations

News

COF FAQ — answered by Alphio AI

Capital One Financial Corporation is a diversified financial services holding company with banking and non-banking subsidiaries. The Company offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients through a variety of channels. It operates through three segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment consists of its domestic consumer and small business card lending, and international card businesses in the United Kingdom and Canada. The Consumer Banking segment consists of its deposit gathering and lending activities for consumers and small businesses, and national auto lending. The Commercial Banking segment consists of its lending, deposit gathering, capital markets and treasury management services to commercial real estate and commercial and industrial customers. Its principal operating subsidiary is Capital One, National Association, which offers banking products and financial services. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Capital One Financial Corp appears to be a good buy right now due to its recent strong Q3 earnings report, which showed a revenue of $16.3 billion, a 6% year-over-year increase, and an adjusted EPS of $6.69, exceeding the consensus estimate of $5.50. Additionally, the forward P/E ratio is attractive at 8.49, suggesting potential undervaluation. However, a risk to consider is the insider selling, which increased by 139.89% over the last month, indicating potential concerns among insiders about future performance.

24 analysts cover COF: 13 rate it Buy, 9 Hold and 2 Sell. The average price target is 280.42.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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