US Bancorp

US Bancorp (USB) Stock Analysis

$56.260

-0.624 (-1.11%)At close

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High
56.345
Open
56.060
VWAP
56.10
Volume
10.55M
Mkt Cap
61.92B
Low
55.695
Amount
591.77M
EV/EBITDA, TTM
8.40

U.S. Bancorp is a financial services holding company. Its segments are Wealth, Corporate, Commercial and Institutional Banking, Consumer and Business Banking, Payment Services, and Treasury and Corporate Support. It provides a full range of financial services, including lending and depository services, cash management, capital markets, and trust and investment management services. It also engages in credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing. Its banking subsidiary, U.S. Bank National Association (USBNA), is engaged in the banking business, principally in domestic markets. USBNA provides a range of products and services to individuals, businesses, institutional organizations, governmental entities and other financial institutions. Its non-banking subsidiaries offer investment and insurance products to its customers principally within its domestic markets, and fund administration services to a range of mutual and other funds.

AI analysis of US Bancorp (USB)

Hold

US Bancorp is currently trading at $57.08, with a forward P/E of 10.41, indicating it is relatively undervalued compared to the market. However, the RSI is at 37.92, suggesting it is nearing oversold territory, which could indicate a potential rebound. The main risk is the recent insider selling, where the CEO sold 27,267 shares at $62.37, which could signal caution among executives.

Analyst Ratings (29)

+4.64% upside
Hold
6 Buy
21 Hold
2 Sell
Current: 56.26
Low
50.00
Average
58.87
High
75.00

TD Cowen

2026-10-08

Price Target

$70

Buy

Raymond James

2026-10-06

Price Target

$72

Strong Buy

UBS

2026-10-05

Price Target

$64

Neutral

JPMorgan

2026-10-02

Price Target

$65

Neutral

Truist

2026-10-01

Price Target

$67

Buy

Valuation Metrics

The current forward P/E ratio for US Bancorp (USB) is 10.41, compared to its 5-year average forward P/E of 10.58.

Forward P/E

Fair
5Y Average P/E
10.58
Current P/E
10.41
Overvalued
12.11
Undervalued
9.05

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
1.69
Current EV/EBITDA
8.40
Overvalued
5.73
Undervalued
-2.35

Forward P/S

Fair
5Y Average P/S
2.55
Current P/S
2.66
Overvalued
3.00
Undervalued
2.11

Alphio AI Price Scenarios for USB

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%USB

$56.97

Scenario price

B

Base

Base · 50%USB

$50.23

Scenario price

B

Bear

Bear · 25%USB

$41.67

Scenario price

Whales holding USB

G

Grantham Mayo Van Otterloo & Co. LLC

+ HoldingUSB

+7.80%

3M Return

C

Campbell & Company, LP

+ HoldingUSB

+6.70%

3M Return

Z

Zurich Insurance Group AG

+ HoldingUSB

+6.16%

3M Return

R

Rathbones Asset Management Limited

+ HoldingUSB

+5.96%

3M Return

U

U.S. Bancorp Asset Management, Inc.

+ HoldingUSB

+5.91%

3M Return

F

First Trust Advisors L.P.

+ HoldingUSB

+5.81%

3M Return

USB FAQ — answered by Alphio AI

U.S. Bancorp is a financial services holding company. Its segments are Wealth, Corporate, Commercial and Institutional Banking, Consumer and Business Banking, Payment Services, and Treasury and Corporate Support. It provides a full range of financial services, including lending and depository services, cash management, capital markets, and trust and investment management services. It also engages in credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing. Its banking subsidiary, U.S. Bank National Association (USBNA), is engaged in the banking business, principally in domestic markets. USBNA provides a range of products and services to individuals, businesses, institutional organizations, governmental entities and other financial institutions. Its non-banking subsidiaries offer investment and insurance products to its customers principally within its domestic markets, and fund administration services to a range of mutual and other funds. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

US Bancorp is currently trading at $57.08, with a forward P/E of 10.41, indicating it is relatively undervalued compared to the market. However, the RSI is at 37.92, suggesting it is nearing oversold territory, which could indicate a potential rebound. The main risk is the recent insider selling, where the CEO sold 27,267 shares at $62.37, which could signal caution among executives.

29 analysts cover USB: 6 rate it Buy, 21 Hold and 2 Sell. The average price target is 58.87.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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