Citizens Financial Group Inc

Citizens Financial Group Inc (CFG) Stock Analysis

$63.360

-0.070 (-0.11%)At close

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High
65.015
Open
64.500
VWAP
63.69
Volume
9.45M
Mkt Cap
15.76B
Low
62.695
Amount
601.87M
EV/EBITDA, TTM
7.86

Citizens Financial Group, Inc. offers a range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions. The Company operates through two segments: Consumer Banking and Commercial Banking. Consumer Banking segment serves consumer customers and small businesses, with products and services that include deposits, mortgage and home equity lending, credit cards, small business loans, wealth management and investment services largely across its 14-state traditional banking footprint. Consumer Banking segment operates approximately 1,000 branches, including 143 in-store locations, and approximately 3,100 ATMs. Commercial Banking segment primarily serves companies and institutions with financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, interest rate and commodity risk management solutions, as well as syndicated loans, and others.

AI analysis of Citizens Financial Group Inc (CFG)

Buy

Citizens Financial Group Inc is a good buy right now, trading at $63.36 with a forward P/E of 9.93, indicating strong valuation compared to its earnings growth potential. The recent earnings report showed an EPS of $1.41, reflecting a 34% year-on-year growth, which highlights the company's strong profitability. The main risk is the RSI at 43.61, suggesting that the stock is nearing oversold territory, but the overall fundamentals and analyst ratings support a positive outlook.

Analyst Ratings (23)

+4.62% upside
Buy
11 Buy
10 Hold
2 Sell
Current: 63.36
Low
59.00
Average
66.29
High
77.00

TD Cowen

2026-10-08

Price Target

$75

Buy

Raymond James

2026-10-06

Price Target

$77

Strong Buy

UBS

2026-10-05

Price Target

$77

Buy

JPMorgan

2026-10-02

Price Target

$78

Overweight

Evercore ISI

2026-10-01

Price Target

$78

Outperform

Valuation Metrics

The current forward P/E ratio for Citizens Financial Group Inc (CFG) is 9.93, compared to its 5-year average forward P/E of 10.20.

Forward P/E

Fair
5Y Average P/E
10.20
Current P/E
9.93
Overvalued
12.13
Undervalued
8.28

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
1.52
Current EV/EBITDA
7.86
Overvalued
5.09
Undervalued
-2.06

Forward P/S

Fair
5Y Average P/S
2.30
Current P/S
2.68
Overvalued
2.72
Undervalued
1.88

Alphio AI Price Scenarios for CFG

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%CFG

$38.58

Scenario price

B

Base

Base · 50%CFG

$36.46

Scenario price

B

Bear

Bear · 25%CFG

$34.62

Scenario price

Whales holding CFG

N

Ninety One UK Limited

+ HoldingCFG

+4.99%

3M Return

T

Teachers' Retirement System of the State of Kentucky

+ HoldingCFG

+3.88%

3M Return

C

Cavanal Hill Investment Management, Inc.

+ HoldingCFG

+3.26%

3M Return

A

Aegon Asset Management UK Plc

+ HoldingCFG

+2.52%

3M Return

T

Todd Asset Management LLC

+ HoldingCFG

+2.08%

3M Return

S

Staley Capital Advisers, Inc.

+ HoldingCFG

+2.00%

3M Return

CFG FAQ — answered by Alphio AI

Citizens Financial Group, Inc. offers a range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions. The Company operates through two segments: Consumer Banking and Commercial Banking. Consumer Banking segment serves consumer customers and small businesses, with products and services that include deposits, mortgage and home equity lending, credit cards, small business loans, wealth management and investment services largely across its 14-state traditional banking footprint. Consumer Banking segment operates approximately 1,000 branches, including 143 in-store locations, and approximately 3,100 ATMs. Commercial Banking segment primarily serves companies and institutions with financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, interest rate and commodity risk management solutions, as well as syndicated loans, and others. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Citizens Financial Group Inc is a good buy right now, trading at $63.36 with a forward P/E of 9.93, indicating strong valuation compared to its earnings growth potential. The recent earnings report showed an EPS of $1.41, reflecting a 34% year-on-year growth, which highlights the company's strong profitability. The main risk is the RSI at 43.61, suggesting that the stock is nearing oversold territory, but the overall fundamentals and analyst ratings support a positive outlook.

23 analysts cover CFG: 11 rate it Buy, 10 Hold and 2 Sell. The average price target is 66.29.

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OmegaCipher6 days ago

What happens to a $1.6 billion platform after one client leaves? At Centrifuge, two Janus Henderson funds make up 95.6% of TVL. TVL has fallen from a $2B peak to $1.6 billion. And $CFG holders get $0 from $5.44 million in protocol revenue. Compare that with $SYRUP, where at least some revenue is tied to buybacks. Huge TVL numbers can hide risks like this. First confirm who the client is, then look at the chart. This is not a buy signal. DYOR. #GateSquare #CFGWatch #TVLTrap #ShareWeekly

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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