United Bancorp Inc (UBCP) FinancialsUBCPFinancialUnited Bancorp Inc

Evaluating the bottom line, United Bancorp Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 23.66%, while the net margin is 25.82%. These profitability ratios, combined with a Return on Equity (ROE) of 11.55%, provide a clear picture of how effectively UBCP converts its operational activities into shareholder value.

In the context of the broader market, UBCP competes directly with industry leaders such as FUSB and AUBN. With a market capitalization of $90.10M, it holds a significant position in the sector. When comparing efficiency, UBCP's gross margin of N/A stands against FUSB's N/A and AUBN's N/A. Such benchmarking helps identify whether United Bancorp Inc is trading at a premium or discount relative to its financial performance.

United Bancorp has demonstrated consistent revenue growth, with total revenue increasing from 7,074,000 USD in Q3 2024 to 8,567,000 USD in Q4 2025. The net income has also shown a positive trend, reaching 1,934,000 USD in Q4 2025, reflecting strong financial health.