First Internet Bancorp

First Internet Bancorp(INBK)の株式分析

$28.010

+0.583 (+2.08%)終値時点

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High
28.580
Open
27.630
VWAP
27.98
Vol
66.72K
Mkt Cap
227.13M
Low
27.350
Amount
1.87M
EV/EBITDA, TTM
21.72

First Internet Bancorp is a bank holding company, which is engaged in conducting its primary business activities through its wholly owned subsidiary, First Internet Bank of Indiana (the Bank), an Indiana chartered bank. The Bank offers a range of commercial, small business, consumer and municipal banking products and services. The Bank conducts its consumer and small business deposit operations primarily through digital channels on a nationwide basis and have no traditional branch offices. Its consumer lending products are primarily originated on a nationwide basis through relationships with dealerships and financing partners. The Bank's commercial banking products and services are delivered through a relationship banking model and include commercial and industrial (C&I) banking, construction and investor commercial real estate, single tenant lease financing, public finance, healthcare finance, small business lending, commercial deposits, and treasury management.

AI analysis of First Internet Bancorp (INBK)

buy

First Internet Bancorp is a good buy right now due to its current price of $28.01, which is below the analyst price target of $35, indicating a potential upside of 25%. Additionally, the company reported a significant 23% year-over-year revenue growth for Q2 2026, reaching $41.1 million, and has a forward P/E ratio of 8.45, suggesting it is undervalued compared to its earnings potential. The main risk is the recent negative net income of $41.5 million in Q3 2025, which highlights volatility in earnings.

Analyst Ratings (5)

-2.43% downside
Buy
5 Buy
0 Hold
0 Sell
Current: 28.01
安値
22.00
平均
27.33
高値
35.00

Benchmark

2026-07-31

目標株価

$35

Buy

Piper Sandler

2026-07-31

目標株価

$26

Overweight

Piper Sandler

2026-06-26

目標株価

$26

Neutral

Benchmark

2026-06-24

目標株価

$33

Buy

Keefe Bruyette

2026-05-01

目標株価

$24

Market Perform

バリュエーション指標

The current forward P/E ratio for First Internet Bancorp (INBK) is 8.45, compared to its 5-year average forward P/E of 9.80.

Forward P/E

Fair
5Y Average P/E
9.80
Current P/E
8.45
割高
13.39
割安
6.20

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
0.06
Current EV/EBITDA
21.72
割高
6.58
割安
-6.46

Forward P/S

Fair
5Y Average P/S
2.42
Current P/S
1.49
割高
3.40
割安
1.44

Alphio AI Price Scenarios for INBK

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%INBK

$29.19

シナリオ価格

B

Base

Base · 50%INBK

$28.06

シナリオ価格

B

Bear

Bear · 25%INBK

$26.17

シナリオ価格

イベントタイムライン

2026-07-30 (ET)

16:30:00

First Internet Bancorp Reports Q2 Revenue of $41.12M

16:30:00

FY26 Loan Growth Expected Between 4% and 6%

2026-04-30 (ET)

16:21:00

First Internet Bancorp Reports Q1 Revenue of $43.1M

2026-01-29 (ET)

16:20:00

First Internet Bancorp Reports Q4 Revenue of $41.7M

2025-10-22 (ET)

16:55:40

First Internet Bancorp Announces Q3 Adjusted EPS of $1.43, Exceeding Consensus Estimate of 64 Cents

ニュース

INBK FAQ — answered by Alphio AI

First Internet Bancorp is a bank holding company, which is engaged in conducting its primary business activities through its wholly owned subsidiary, First Internet Bank of Indiana (the Bank), an Indiana chartered bank. The Bank offers a range of commercial, small business, consumer and municipal banking products and services. The Bank conducts its consumer and small business deposit operations primarily through digital channels on a nationwide basis and have no traditional branch offices. Its consumer lending products are primarily originated on a nationwide basis through relationships with dealerships and financing partners. The Bank's commercial banking products and services are delivered through a relationship banking model and include commercial and industrial (C&I) banking, construction and investor commercial real estate, single tenant lease financing, public finance, healthcare finance, small business lending, commercial deposits, and treasury management. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

First Internet Bancorp is a good buy right now due to its current price of $28.01, which is below the analyst price target of $35, indicating a potential upside of 25%. Additionally, the company reported a significant 23% year-over-year revenue growth for Q2 2026, reaching $41.1 million, and has a forward P/E ratio of 8.45, suggesting it is undervalued compared to its earnings potential. The main risk is the recent negative net income of $41.5 million in Q3 2025, which highlights volatility in earnings.

5 analysts cover INBK: 5 rate it Buy, 0 Hold and 0 Sell. The average price target is 27.33.

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