Finanzas de Usio Inc (USIO)USIOUsio Inc

Usio, Inc. (USIO) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Credit card revenue, accounting for 38.0% of total sales, equivalent to $9.00M. Other significant revenue streams include ACH and complementary service revenue and Output solutions revenue. Understanding this composition is critical for investors evaluating how USIO navigates market cycles within the Business Support Services industry.

Evaluating the bottom line, Usio, Inc. maintains a gross margin of 22.97%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 1.59%, while the net margin is 1.18%. These profitability ratios, combined with a Return on Equity (ROE) of -8.04%, provide a clear picture of how effectively USIO converts its operational activities into shareholder value.

In the context of the broader market, USIO competes directly with industry leaders such as JFIN and SUIG. With a market capitalization of $83.51M, it holds a leading position in the sector. When comparing efficiency, USIO's gross margin of 22.97% stands against JFIN's N/A and SUIG's 100.00%. Such benchmarking helps identify whether Usio, Inc. is trading at a premium or discount relative to its financial performance.

Usio has shown strong revenue growth, with Q2 2026 revenue at $23.7 million, a 19% increase year-over-year. However, profitability has been inconsistent, with a net income of $280,000 in Q2 2026 after several quarters of losses.