Finanzas de First Guaranty Bancshares Inc (FGBI)FGBIFirst Guaranty Bancshares Inc

Evaluating the bottom line, First Guaranty Bancshares Inc maintains a gross margin of 52.94%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 23.32%, while the net margin is 18.77%. These profitability ratios, combined with a Return on Equity (ROE) of 8.56%, provide a clear picture of how effectively FGBI converts its operational activities into shareholder value.

In the context of the broader market, FGBI competes directly with industry leaders such as BAFN and HNVR. With a market capitalization of $194.84M, it holds a leading position in the sector. When comparing efficiency, FGBI's gross margin of 52.94% stands against BAFN's 64.34% and HNVR's 51.28%. Such benchmarking helps identify whether First Guaranty Bancshares Inc is trading at a premium or discount relative to its financial performance.

FGBI has shown a strong recovery with a net income of $12 million in Q3 2026, compared to previous quarters where it faced significant losses. The gross margin has improved to 52.94% in Q3 2026, indicating better cost management and operational efficiency.