Finanzas de Citizens Community Bancorp Inc (CZWI)CZWICitizens Community Bancorp Inc

Evaluating the bottom line, Citizens Community Bancorp Inc maintains a gross margin of 66.13%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 25.35%, while the net margin is 20.73%. These profitability ratios, combined with a Return on Equity (ROE) of 7.70%, provide a clear picture of how effectively CZWI converts its operational activities into shareholder value.

In the context of the broader market, CZWI competes directly with industry leaders such as OPBK and INBK. With a market capitalization of $233.75M, it holds a significant position in the sector. When comparing efficiency, CZWI's gross margin of 66.13% stands against OPBK's 55.50% and INBK's 40.37%. Such benchmarking helps identify whether Citizens Community Bancorp Inc is trading at a premium or discount relative to its financial performance.

The company reported a net income of $5.41 million for Q3 2026, translating to an EPS of $0.56, which is a 27.27% surprise over the estimate of $0.44. This indicates strong profitability and operational efficiency.