Análisis de la acción Consumer Portfolio Services Inc (CPSS)CPSSConsumer Portfolio Services Inc

Consumer Portfolio Services, Inc. is a specialty finance company. Its business is to provide purchase and service retail automobile contracts originated primarily by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, it provides indirect financing to the customers of dealers. It serves as an alternative source of financing for dealers, facilitating sales to customers from traditional sources, such as commercial banks, credit unions, and the finance companies affiliated with automobile manufacturers. It also originates vehicle purchase money loans by lending directly to consumers. It offers over eight different financing programs and prices each program according to relative credit risk. Its financing programs include First Time Buyer, Mercury / Delta, Standard, Alpha, Alpha Plus, Super Alpha, Preferred, and Meta. It operates in the Financials sector (FINANCE SERVICES industry).

Consumer Portfolio Services Inc is a good buy right now due to its current price of $10.01, which is near its 52-week high of $10.49, and a strong RSI of 65.895 indicating bullish momentum. The company has shown significant revenue growth, with Q2 2026 revenues reaching $121.4 million, a 40% increase quarter-over-quarter. However, a key risk is the recent insider selling, where CEO Charles E. Bradley Jr. sold 125,000 shares, which may affect investor confidence.

4 analysts cover CPSS: 1 rate it Buy, 3 Hold and 0 Sell.