Bayfirst Financial Corp (BAFN) FinancialsBAFNFinancialBayfirst Financial Corp

Evaluating the bottom line, Bayfirst Financial Corp maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at -416.76%, while the net margin is -362.66%. These profitability ratios, combined with a Return on Equity (ROE) of -102.04%, provide a clear picture of how effectively BAFN converts its operational activities into shareholder value.

In the context of the broader market, BAFN competes directly with industry leaders such as MNSB and EBMT. With a market capitalization of $29.12M, it holds a significant position in the sector. When comparing efficiency, BAFN's gross margin of N/A stands against MNSB's N/A and EBMT's N/A. Such benchmarking helps identify whether Bayfirst Financial Corp is trading at a premium or discount relative to its financial performance.

Bayfirst Financial has shown troubling financial performance with a net income loss of $32.7 million in Q2 2026, and a year-to-date change of -16.01%. The company has also restated financials for previous quarters, reflecting serious issues in revenue and profitability.