Finanzen von Oportun Financial Corp (OPRT)OPRTOportun Financial Corp

Evaluating the bottom line, Oportun Financial Corp maintains a gross margin of 83.56%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 49.25%, while the net margin is 3.66%. These profitability ratios, combined with a Return on Equity (ROE) of 4.98%, provide a clear picture of how effectively OPRT converts its operational activities into shareholder value.

In the context of the broader market, OPRT competes directly with industry leaders such as IPFX and NEWT. With a market capitalization of $338.47M, it holds a significant position in the sector. When comparing efficiency, OPRT's gross margin of 83.56% stands against IPFX's N/A and NEWT's N/A. Such benchmarking helps identify whether Oportun Financial Corp is trading at a premium or discount relative to its financial performance.

Oportun reported total revenue of $233 million in Q2 2026, marking a year-over-year increase, and achieved a gross margin of 83.56%, indicating strong operational efficiency. The company has shown consistent profitability with GAAP net income of $8.5 million, a 24% increase year-over-year.