Oportun Financial Corp

Aktienanalyse zu Oportun Financial Corp (OPRT)

$7.360

-0.118 (-1.60%)Zum Schluss

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High
7.668
Open
7.425
VWAP
7.46
Vol
213.69K
Mkt Cap
102.50M
Low
7.340
Amount
1.59M
EV/EBITDA, TTM
18.70

Oportun Financial Corporation is a financial services company. The Company offers access to a suite of financial products, offered either directly or through partners, including lending and savings powered by artificial intelligence. The Company's credit products include unsecured and secured personal loans. Its unsecured personal loan is a fully amortizing installment loan with fixed payments throughout the life of the loan. Its secured personal loan is a personal installment loan product secured by an automobile. It also offers automated savings, through its Set & Save platform. Its Set & Save product is designed to understand a member’s cash flows and save the right amount on a regular basis. It reaches incremental members through its Lending as a Service lead generation program. It allows consumers to become members and access its products through the Oportun Mobile App and the Oportun.com Website, which serve as its primary platforms for onboarding and providing member services.

AI analysis of Oportun Financial Corp (OPRT)

hold

Oportun Financial Corp is currently priced at $7.36, which is above the analyst target of $5, indicating that it may not be a good buy at this moment. The RSI is at 45.357, suggesting the stock is neither overbought nor oversold, which means it could stabilize or decline further. Additionally, insider selling has increased by 1189.82% recently, which raises concerns about the company's future performance. However, the company has shown strong revenue growth with a 32.85% increase over the last 20 days, and a gross margin of 83.56% in Q2 2026, reflecting solid operational efficiency. The main risk is the high insider selling activity, which could indicate a lack of confidence from those closest to the company.

Bewertungskennzahlen

The current forward P/E ratio for Oportun Financial Corp (OPRT) is 6.60, compared to its 5-year average forward P/E of 6.06.

Forward P/E

Fair
5Y Average P/E
6.06
Current P/E
6.60
Überbewertet
12.47
Unterbewertet
-0.34

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
20.49
Current EV/EBITDA
18.70
Überbewertet
37.32
Unterbewertet
3.65

Forward P/S

Fair
5Y Average P/S
0.26
Current P/S
0.35
Überbewertet
0.46
Unterbewertet
0.06

Alphio AI Price Scenarios for OPRT

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%OPRT

$5.58

Szenariopreis

B

Base

Base · 50%OPRT

$5.37

Szenariopreis

B

Bear

Bear · 25%OPRT

$5.16

Szenariopreis

Event-Zeitleiste

2026-08-05 (ET)

18:30:00

Oportun Raises FY26 Revenue Outlook to $935M-$955M

18:30:00

Oportun Reports Q2 Revenue of $233.2M, Exceeding Expectations

18:30:00

Sees Q3 Adjusted EBITDA of $43M-$48M

2026-07-09 (ET)

16:30:00

Oportun Financial Forms Lending Partnership with Column

2026-06-16 (ET)

16:30:00

Oportun Financial Appoints Sean Rowles as Chief Risk Officer

News

OPRT FAQ — answered by Alphio AI

Oportun Financial Corporation is a financial services company. The Company offers access to a suite of financial products, offered either directly or through partners, including lending and savings powered by artificial intelligence. The Company's credit products include unsecured and secured personal loans. Its unsecured personal loan is a fully amortizing installment loan with fixed payments throughout the life of the loan. Its secured personal loan is a personal installment loan product secured by an automobile. It also offers automated savings, through its Set & Save platform. Its Set & Save product is designed to understand a member’s cash flows and save the right amount on a regular basis. It reaches incremental members through its Lending as a Service lead generation program. It allows consumers to become members and access its products through the Oportun Mobile App and the Oportun.com Website, which serve as its primary platforms for onboarding and providing member services. It operates in the Financials sector (FINANCE SERVICES industry).

Oportun Financial Corp is currently priced at $7.36, which is above the analyst target of $5, indicating that it may not be a good buy at this moment. The RSI is at 45.357, suggesting the stock is neither overbought nor oversold, which means it could stabilize or decline further. Additionally, insider selling has increased by 1189.82% recently, which raises concerns about the company's future performance. However, the company has shown strong revenue growth with a 32.85% increase over the last 20 days, and a gross margin of 83.56% in Q2 2026, reflecting solid operational efficiency. The main risk is the high insider selling activity, which could indicate a lack of confidence from those closest to the company.

Diese Seite dient nur der Recherche und ist keine Anlageberatung. Modelle können falsch liegen. Vergangene Wertentwicklung ist kein Indikator für die Zukunft.

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