News & Events zu First US Bancshares Inc (FUSB)FUSBFirst US Bancshares Inc

Company Reports 24% Year-over-Year Net Income Growth in Q4 2025

Reports Q4 revenue $ vs. last year. Net interest margin was 3.46% in Q4 vs. 3.60% last quarter and 3.59% a year ago. Tangible book value per common share was $17.23 from $16.79 at previous quarter end. Common equity Tier 1 capital and Tier 1 risk-based capital ratios were each 10.88%, its total capital ratio was 12.05%, and its Tier 1 leverage ratio was 9.03%. "We are pleased to conclude 2025 with a quarter of continued strong earnings growth," stated James F. House, CEO. "Q4 net income improved by 10% compared to the prior quarter and 24% compared to Q4 of 2024. In addition, we saw continued improvement in loan portfolio credit metrics, with substantial decreases in both net charge-offs and nonperforming assets. While 2025 was a challenging year, particularly related to credit issues that were largely resolved by Q3, we have continued to build momentum and are excited about the company's prospects for 2026."

First US Bancshares Increases Share Buyback Initiative

First US Bancshares announced that its Board of Directors has expanded the company's existing share repurchase program. The company has repurchased 1,389,972 shares of its common stock to date under the repurchase program, and 852,813 shares remain available for repurchase. The Board of Directors has authorized the company to repurchase an additional 1,000,000 shares under the repurchase program and extended the expiration of the repurchase program from December 31, 2025, to December 31, 2026. The share repurchase program was originally approved by the Company's Board of Directors on January 19, 2006

First US Bancshares expands share repurchase program

First US Bancshares has expanded the company's existing share repurchase program. The company has repurchased 1,289,972 shares of its common stock to date under the repurchase program, and 352,813 shares remain available for repurchase. The board has authorized the company to repurchase an additional 600,000 shares under the repurchase program and extended the expiration of the repurchase program from December 31, 2024, to December 31, 2025.