OP Bancorp (OPBK) FinancialsOPBKOP Bancorp

Evaluating the bottom line, OP Bancorp maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 41.12%, while the net margin is 32.01%. These profitability ratios, combined with a Return on Equity (ROE) of 12.86%, provide a clear picture of how effectively OPBK converts its operational activities into shareholder value.

In the context of the broader market, OPBK competes directly with industry leaders such as EFSI and MRBK. With a market capitalization of $225.93M, it holds a significant position in the sector. When comparing efficiency, OPBK's gross margin of N/A stands against EFSI's N/A and MRBK's N/A. Such benchmarking helps identify whether OP Bancorp is trading at a premium or discount relative to its financial performance.

OP Bancorp has demonstrated solid financial performance with a net income of $7.98 million in Q2 2026, reflecting a net margin of 32.01%. The company has also shown a consistent increase in EPS, reaching $0.53 in Q2 2026, up from $0.42 in Q2 2025.