MainStreet Bancshares Inc

MainStreet Bancshares Inc (MNSB) Stock Analysis

$21.650

-0.305 (-1.41%)At close

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High
22.340
Open
22.150
VWAP
21.80
Volume
36.33K
Mkt Cap
143.16M
Low
21.400
Amount
791.85K
EV/EBITDA, TTM
0.00

MainStreet Bancshares, Inc. is a financial holding company that owns 100% of MainStreet Bank (the Bank) and MainStreet Community Capital, LLC. The Bank is a community bank focused on serving the borrowing, cash management and depository needs of retail customers, small to medium-sized businesses, and professionals. Its products and services include business and consumer checking, premium interest-bearing checking, business account analysis, savings, certificates of deposit and other depository services, as well as a broad array of commercial, real estate and consumer loans. The Bank offers a range of deposit products that include demand, negotiable order of withdrawal (NOW), money market and savings accounts as well as certificates of deposit. It provides a full range of consumer and commercial deposit products, including online banking with bill pay, cash management, sweep accounts, wire transfer, check imaging, remote deposit capture and courier services.

AI analysis of MainStreet Bancshares Inc (MNSB)

Buy

MainStreet Bancshares Inc is a good buy right now due to its recent earnings performance and stock buyback program. The current price is $22.05, and the company has a forward P/E ratio of 12.39, suggesting it is undervalued compared to its earnings potential. Additionally, the gross margin has improved significantly to 51.71%, indicating strong operational efficiency. However, the main risk is the recent earnings report, which showed a 13.14% decline in market price following the last earnings announcement, indicating potential volatility.

Analyst Ratings (1)

Buy
1 Buy
0 Hold
0 Sell
Current: 21.65
Low
—
Average
—
High
—

Stephens & Co.

2023-07-25

Price Target

$24

Hold

Stephens & Co.

2021-07-22

Price Target

—

Buy

Stephens & Co.

2021-06-22

Price Target

—

Buy

Valuation Metrics

The current forward P/E ratio for MainStreet Bancshares Inc (MNSB) is 12.39, compared to its 5-year average forward P/E of 11.47.

Forward P/E

Fair
5Y Average P/E
11.47
Current P/E
12.39
Overvalued
15.45
Undervalued
7.49

Forward EV/EBITDA

Strongly Undervalued
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued
0.00
Undervalued
0.00

Forward P/S

Undervalued
5Y Average P/S
1.74
Current P/S
0.00
Overvalued
2.61
Undervalued
0.87

Alphio AI Price Scenarios for MNSB

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%MNSB

$16.98

Scenario price

B

Base

Base · 50%MNSB

$16.22

Scenario price

B

Bear

Bear · 25%MNSB

$14.14

Scenario price

Events Timeline

2026-05-15 (ET)

12:10:00

MainStreet Bancshares Files $125M Mixed Securities Shelf

2025-11-26 (ET)

09:03:47

MainStreet Bancshares Reveals CFO Thomas Chmelik's Retirement Plan

2025-07-22 (ET)

07:34:43

MainStreet Bancshares reports Q2 EPS 53c vs. 27c last year

2025-07-07 (ET)

12:28:47

MainStreet Bank appoints Alex Vari as CFO

2025-04-21 (ET)

08:56:30

MainStreet Bancshares reports Q1 EPS 25c vs. 36c last year

News

MNSB FAQ — answered by Alphio AI

MainStreet Bancshares, Inc. is a financial holding company that owns 100% of MainStreet Bank (the Bank) and MainStreet Community Capital, LLC. The Bank is a community bank focused on serving the borrowing, cash management and depository needs of retail customers, small to medium-sized businesses, and professionals. Its products and services include business and consumer checking, premium interest-bearing checking, business account analysis, savings, certificates of deposit and other depository services, as well as a broad array of commercial, real estate and consumer loans. The Bank offers a range of deposit products that include demand, negotiable order of withdrawal (NOW), money market and savings accounts as well as certificates of deposit. It provides a full range of consumer and commercial deposit products, including online banking with bill pay, cash management, sweep accounts, wire transfer, check imaging, remote deposit capture and courier services. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

MainStreet Bancshares Inc is a good buy right now due to its recent earnings performance and stock buyback program. The current price is $22.05, and the company has a forward P/E ratio of 12.39, suggesting it is undervalued compared to its earnings potential. Additionally, the gross margin has improved significantly to 51.71%, indicating strong operational efficiency. However, the main risk is the recent earnings report, which showed a 13.14% decline in market price following the last earnings announcement, indicating potential volatility.

1 analysts cover MNSB: 1 rate it Buy, 0 Hold and 0 Sell.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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