loanDepot Inc

loanDepot Inc (LDI) Financials

$0.679

+0.109 (+16.04%)At close

LDI Profitability and Margins

Evaluating the bottom line, loanDepot, Inc. maintains a gross margin of 82.77%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 13.72%, while the net margin is -1.75%. These profitability ratios, combined with a Return on Equity (ROE) of -29.33%, provide a clear picture of how effectively LDI converts its operational activities into shareholder value.

LDI Comparative Benchmarking

In the context of the broader market, LDI competes directly with industry leaders such as ETSS and XYF. With a market capitalization of $229.71M, it holds a leading position in the sector. When comparing efficiency, LDI's gross margin of 82.77% stands against ETSS's N/A and XYF's N/A. Such benchmarking helps identify whether loanDepot, Inc. is trading at a premium or discount relative to its financial performance.

loanDepot Inc Financial Performance

LoanDepot's gross margin remains relatively strong at 82.77%, but the company has been consistently reporting negative net income, with the latest quarter showing a net income loss of $6.6 million. The debt to equity ratio is alarmingly high at 1373.39%, indicating financial instability.

Financials

FY2026Q2
YoY:
+6.30%
378.80M
Total Revenue
FY2026Q2
YoY:
-5.22%
51.96M
Operating Profit
FY2026Q2
YoY:
-73.80%
-6.62M
Net Income after Tax
FY2026Q2
YoY:
-66.67%
-0.02
EPS - Diluted
FY2026Q2
YoY:
+692.74%
510.27M
Free Cash Flow
FY2026Q2
YoY:
-0.55%
82.77
Gross Profit Margin - %
FY2026Q2
YoY:
-41.34%
-18.36
FCF Margin - %
FY2026Q2
YoY:
-75.32%
-1.75
Net Margin - %
FY2021Q4
1.91
ROIC

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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