LCNB Corp

LCNB Corp (LCNB) Stock Analysis

$20.290

+0.639 (+3.15%)At close

Loading chart…
High
20.490
Open
20.160
VWAP
20.27
Volume
34.24K
Mkt Cap
188.81M
Low
20.020
Amount
694.01K
EV/EBITDA, TTM
9.71

LCNB Corp. is a financial holding company. The Company operates, through its wholly owned subsidiary, LCNB National Bank (the Bank), which serves customers and communities in Southwest and South-Central Ohio. The Bank operates over 36 offices; one branch office in Boone County, Kentucky. It offers various loan products, such as commercial and industrial loans, commercial and residential real estate loans, agricultural loans, construction loans, various types of consumer loans, and small business administration loans. The Bank's residential mortgage lending activities consist primarily of loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. Other services offered include safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfer, electronic funds transfer, utility bill collections, and others.

AI analysis of LCNB Corp (LCNB)

Buy

LCNB Corp is a good buy right now due to its current price of $20 being at 79.7% of its 52-week range, indicating it is near its high, and a strong year-to-date change of +23.53%. The stock has a low forward P/E of 13.05, suggesting it is reasonably valued compared to future earnings. However, the main risk is the slower loan growth prospects indicated by analysts, which could impact future profitability.

Analyst Ratings (1)

Hold
0 Buy
1 Hold
0 Sell
Current: 20.29
Low
—
Average
—
High
—

Piper Sandler

2026-10-08

Price Target

$20

Neutral

Janney Montgomery Scott

2022-11-30

Price Target

$19

Hold

Valuation Metrics

The current forward P/E ratio for LCNB Corp (LCNB) is 13.05, compared to its 5-year average forward P/E of 11.07.

Forward P/E

Fair
5Y Average P/E
11.07
Current P/E
13.05
Overvalued
13.20
Undervalued
8.94

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
2.73
Current EV/EBITDA
9.71
Overvalued
9.23
Undervalued
-3.77

Forward P/S

Fair
5Y Average P/S
3.09
Current P/S
3.58
Overvalued
3.76
Undervalued
2.41

Alphio AI Price Scenarios for LCNB

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%LCNB

$22.10

Scenario price

B

Base

Base · 50%LCNB

$18.18

Scenario price

B

Bear

Bear · 25%LCNB

$15.32

Scenario price

Whales holding LCNB

B

Bluespring Wealth Management, LLC

+ HoldingLCNB

+1.65%

3M Return

Events Timeline

2026-10-15 (ET)

16:30:00

LCNB CEO: Q3 Net Interest Margin Rises to 3.92%

2026-09-17 (ET)

16:30:00

LCNB Corp Executive Miller Announces Retirement

2026-08-19 (ET)

07:30:00

LCNB Appoints Susan Zaunbrecher to Board of Directors

2026-07-16 (ET)

07:30:00

LCNB CEO Reports Record Q2 Financial Results

2026-04-22 (ET)

16:10:00

LCNB CEO: Core Profitability Grows 34.1%

News

LCNB FAQ — answered by Alphio AI

LCNB Corp. is a financial holding company. The Company operates, through its wholly owned subsidiary, LCNB National Bank (the Bank), which serves customers and communities in Southwest and South-Central Ohio. The Bank operates over 36 offices; one branch office in Boone County, Kentucky. It offers various loan products, such as commercial and industrial loans, commercial and residential real estate loans, agricultural loans, construction loans, various types of consumer loans, and small business administration loans. The Bank's residential mortgage lending activities consist primarily of loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. Other services offered include safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfer, electronic funds transfer, utility bill collections, and others. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

LCNB Corp is a good buy right now due to its current price of $20 being at 79.7% of its 52-week range, indicating it is near its high, and a strong year-to-date change of +23.53%. The stock has a low forward P/E of 13.05, suggesting it is reasonably valued compared to future earnings. However, the main risk is the slower loan growth prospects indicated by analysts, which could impact future profitability.

1 analysts cover LCNB: 0 rate it Buy, 1 Hold and 0 Sell.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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