Kemper Corp

Kemper Corp (KMPR) Stock Analysis

$27.930

+0.282 (+1.01%)At close

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High
28.270
Open
27.680
VWAP
27.91
Vol
879.91K
Mkt Cap
3.75B
Low
27.530
Amount
24.56M
EV/EBITDA, TTM
12.13

Kemper Corporation is an insurance holding company. The Company is engaged, through its subsidiaries, in the property and casualty insurance and life insurance businesses. It is engaged in providing personalized solutions to individuals, families, and businesses through its Kemper Auto and Kemper Life brands. The Company conducts its operations through two operating segments: Specialty Property & Casualty Insurance, and Life Insurance. The Specialty Property & Casualty Insurance segment includes specialty personal automobile and commercial automobile insurance. These products are distributed primarily through independent agents and brokers. The Specialty Property & Casualty Insurance segment, based in Chicago, Illinois, conducts business in approximately 22 states under the Kemper Auto brand. The Life Insurance segment's principal products are individual life, accident, supplemental health and property insurance. The Company conducts its operations solely in the United States.

AI analysis of Kemper Corp (KMPR)

hold

Kemper Corp is currently not a strong buy due to significant recent losses and declining revenue. The current price is $27.93, with a forward P/E of 4.95, indicating potential value but overshadowed by a net loss of $464.8 million in Q2 2026. The main risk is the company's declining net income and the significant goodwill impairment, which raises concerns about future profitability.

Analyst Ratings (6)

+70.07% upside
Hold
1 Buy
5 Hold
0 Sell
Current: 27.93
Low
35.00
Average
47.50
High
60.00

TD Cowen

2026-08-27

Price Target

$42

Buy

UBS

2026-08-10

Price Target

$43

Buy

UBS

2026-05-11

Price Target

$44

Buy

Piper Sandler

2026-05-07

Price Target

$28

Neutral

UBS

2026-04-08

Price Target

$48

Buy

Valuation Metrics

The current forward P/E ratio for Kemper Corp (KMPR) is 4.95, compared to its 5-year average forward P/E of -1406.40.

Forward P/E

Fair
5Y Average P/E
-1406.40
Current P/E
4.95
Overvalued
4683.51
Undervalued
-7496.31

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
2.21
Current EV/EBITDA
12.13
Overvalued
8.28
Undervalued
-3.87

Forward P/S

Undervalued
5Y Average P/S
0.66
Current P/S
0.38
Overvalued
0.82
Undervalued
0.49

Alphio AI Price Scenarios for KMPR

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%KMPR

$91.64

Scenario price

B

Base

Base · 50%KMPR

$74.95

Scenario price

B

Bear

Bear · 25%KMPR

$66.62

Scenario price

Whales holding KMPR

L

Lakewood Capital Management, LP

+ HoldingKMPR

+12.37%

3M Return

N

NewSouth Capital Management, Inc.

+ HoldingKMPR

-4.43%

3M Return

Events Timeline

2026-08-05 (ET)

18:00:00

Kemper Q2 Revenue at $1.09B, Below Consensus

2026-07-21 (ET)

09:30:00

Kemper Appoints Eric Kappler as EVP and President, P&C

2026-06-02 (ET)

08:20:00

Kemper Executives Granted Restricted Stock Awards

2026-05-27 (ET)

08:10:00

Kemper Appoints Stephen McAnena as CEO

2026-05-06 (ET)

17:10:00

Company Reports Q1 Revenue of $1.11B Below Consensus

News

KMPR FAQ — answered by Alphio AI

Kemper Corporation is an insurance holding company. The Company is engaged, through its subsidiaries, in the property and casualty insurance and life insurance businesses. It is engaged in providing personalized solutions to individuals, families, and businesses through its Kemper Auto and Kemper Life brands. The Company conducts its operations through two operating segments: Specialty Property & Casualty Insurance, and Life Insurance. The Specialty Property & Casualty Insurance segment includes specialty personal automobile and commercial automobile insurance. These products are distributed primarily through independent agents and brokers. The Specialty Property & Casualty Insurance segment, based in Chicago, Illinois, conducts business in approximately 22 states under the Kemper Auto brand. The Life Insurance segment's principal products are individual life, accident, supplemental health and property insurance. The Company conducts its operations solely in the United States. It operates in the Financials sector (FIRE, MARINE & CASUALTY INSURANCE industry).

Kemper Corp is currently not a strong buy due to significant recent losses and declining revenue. The current price is $27.93, with a forward P/E of 4.95, indicating potential value but overshadowed by a net loss of $464.8 million in Q2 2026. The main risk is the company's declining net income and the significant goodwill impairment, which raises concerns about future profitability.

6 analysts cover KMPR: 1 rate it Buy, 5 Hold and 0 Sell. The average price target is 47.50.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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