Enact Holdings Inc

Enact Holdings Inc (ACT) Stock Analysis

$45.210

+0.280 (+0.62%)At close

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High
45.240
Open
44.620
VWAP
44.84
Volume
461.41K
Mkt Cap
4.80B
Low
44.060
Amount
20.69M
EV/EBITDA, TTM
6.88

Enact Holdings, Inc. operates principally through its wholly owned subsidiary, Enact Mortgage Insurance Corporation, a private mortgage insurance provider. The Company is engaged in the business of writing and assuming residential mortgage guaranty insurance. The insurance protects lenders and investors against certain losses resulting from nonpayment of loans secured by mortgages, deeds of trust, or other instruments constituting a lien on residential real estate. It facilitates the sale of mortgages to the secondary market, including to private investors, as well as the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). It has a diverse customer base and maintains enduring relationships across the mortgage origination market, including with national banks, non-bank mortgage lenders, local mortgage bankers, community banks and credit unions. Fannie Mae and Freddie Mac are government-sponsored enterprises.

enactmi.com

AI analysis of Enact Holdings Inc (ACT)

Buy

Enact Holdings Inc is a good buy right now due to its current price of $45.97 being below the analyst price targets of $49 and $50, suggesting a potential upside of 6.5% to 8.8%. Additionally, the company has a strong forward P/E of 9.20, indicating it is undervalued compared to its earnings potential. The main risk is the RSI of 46.98, which indicates the stock is nearing oversold territory, suggesting caution in the short term.

Valuation Metrics

The current forward P/E ratio for Enact Holdings Inc (ACT) is 9.20, compared to its 5-year average forward P/E of 7.50.

Forward P/E

Overvalued
5Y Average P/E
7.50
Current P/E
9.20
Overvalued
8.55
Undervalued
6.45

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
1.40
Current EV/EBITDA
6.88
Overvalued
4.80
Undervalued
-2.00

Forward P/S

Overvalued
5Y Average P/S
3.96
Current P/S
4.81
Overvalued
4.51
Undervalued
3.41

Alphio AI Price Scenarios for ACT

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%ACT

$46.61

Scenario price

B

Base

Base · 50%ACT

$40.30

Scenario price

B

Bear

Bear · 25%ACT

$38.59

Scenario price

Whales holding ACT

G

Genworth Financial, Inc.

+ HoldingACT

-2.66%

3M Return

E

Edgestream Partners, L.P.

+ HoldingACT

-4.24%

3M Return

Events Timeline

2026-08-05 (ET)

18:30:00

Enact Reports Q2 Revenue of $317.31M, Exceeding Expectations

2026-05-05 (ET)

17:50:00

Enact Q1 Revenue at $312.07M, Below Consensus

16:20:00

Enact Holdings Declares Quarterly Dividend of 24c, Up 14%

2026-02-03 (ET)

16:50:00

Enact Holdings Authorizes $500M Share Repurchase Program

16:30:00

Enact Q4 Revenue at $312.71M, Below Consensus

News

ACT FAQ — answered by Alphio AI

Enact Holdings, Inc. operates principally through its wholly owned subsidiary, Enact Mortgage Insurance Corporation, a private mortgage insurance provider. The Company is engaged in the business of writing and assuming residential mortgage guaranty insurance. The insurance protects lenders and investors against certain losses resulting from nonpayment of loans secured by mortgages, deeds of trust, or other instruments constituting a lien on residential real estate. It facilitates the sale of mortgages to the secondary market, including to private investors, as well as the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). It has a diverse customer base and maintains enduring relationships across the mortgage origination market, including with national banks, non-bank mortgage lenders, local mortgage bankers, community banks and credit unions. Fannie Mae and Freddie Mac are government-sponsored enterprises. It operates in the Financials sector (INSURANCE AGENTS, BROKERS & SERVICE industry).

Enact Holdings Inc is a good buy right now due to its current price of $45.97 being below the analyst price targets of $49 and $50, suggesting a potential upside of 6.5% to 8.8%. Additionally, the company has a strong forward P/E of 9.20, indicating it is undervalued compared to its earnings potential. The main risk is the RSI of 46.98, which indicates the stock is nearing oversold territory, suggesting caution in the short term.

Community

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CursedGust4 days ago

$ACT is making moves again! Last night it suddenly spiked on higher volume and quickly pulled back to 0.010408. Many people thought it was done and blindly opened shorts to chase it, but that is exactly the trap. The market maker has been keeping price controlled in this range, building up for the next leg up, while main funds are gradually stepping in to take over the chips above this level. The liquidation data shows who the main force is targeting. It deliberately creates a bearish illusion to fish for shorts, keeping price steady in the 0.010-0.011 range as a way to accumulate. It is intentionally creating the appearance of a drop to lure in shorts. Yaojie's view is short-term bullish, with this move targeting above 0.015. Square announcements are delayed, so specific operational ideas should follow what is published in the chatroom.

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wick_squall4 days ago

I don't get why someone would short $STRK at such a low level instead of shorting $ACT, which was the obvious choice. $ACT showed clear distribution signals last night. With a low market cap like that, a brief volume spike is just preparation for more distribution later. Some people just won't listen. I said to take it easy this weekend instead of getting stuck in a bad position right now. Focus on altcoins during the day today — majors are basically flat.

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wick_squall4 days ago

Why give you a solid call and you don't value it, instead thinking your own random guess can make money. $ACT right after midnight last night I told this guy to short, he acted like it was nothing and said he trusted himself. Now he's turned it around on me and regrets it deeply, and there's nothing I can do. Still the same saying: giving someone a fish is not as good as teaching them how to fish.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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