Hawthorn Bancshares Inc (HWBK) Stock Analysis

AI analysis of Hawthorn Bancshares Inc (HWBK)

Buy

Hawthorn Bancshares Inc (HWBK) is a good buy right now due to its strong financial performance and positive growth indicators. The current price is $39.34, which is 87.7% of its 52-week range, suggesting it is near its high but still has room to grow. The company reported a Q2 EPS of $1.06, reflecting a solid increase in profitability, and has a forward P/E ratio of 17.76, which is reasonable given its growth trajectory. Additionally, the stock has shown a year-to-date change of +16.22%, indicating strong momentum. However, a potential risk is the recent decline in loans and deposits, with loans down by 2.6% and deposits down by 2.0% in Q2, which could impact future earnings if the trend continues.

Valuation Metrics

The current forward P/E ratio for Hawthorn Bancshares Inc (HWBK) is 17.76, compared to its 5-year average forward P/E of 3.03.

Forward P/E

Strongly Overvalued

5Y Average P/E

3.03

Current P/E

17.76

Overvalued

9.71

Undervalued

-3.65

Forward EV/EBITDA

Strongly Undervalued

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued

0.00

Undervalued

0.00

Forward P/S

Strongly Undervalued

5Y Average P/S

0.00

Current P/S

0.00

Overvalued

0.00

Undervalued

0.00

Alphio AI Price Scenarios for HWBK

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%HWBK

$30.04

Scenario price

B

Base

Base · 50%HWBK

$26.99

Scenario price

B

Bear

Bear · 25%HWBK

$23.09

Scenario price

HWBK FAQ — answered by Alphio AI

Hawthorn Bancshares, Inc. is a bank holding company. The Company offers checking and savings accounts, internet banking, debit cards, certificates of deposit, brokerage services, safety deposit boxes and a range of lending services, including commercial and industrial loans, single payment personal loans, installment loans and commercial and residential real estate loans. It also offers, through the Wealth Management segment, a range of financial and investment planning services for individuals and business owners, as well as trust services. Its segments include the Bank segment and the Wealth Management segment. Its service areas include Jefferson City, Columbia, Clinton, Warsaw, and Springfield, Missouri and the Kansas City metropolitan statistical area. The Company's subsidiaries include Hawthorn Bank, Jefferson City IHC, LLC, HB Realty, LLC, Exchange National Statutory Trust I, Exchange National Statutory Trust II, and Hawthorn Real Estate, LLC. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Hawthorn Bancshares Inc (HWBK) is a good buy right now due to its strong financial performance and positive growth indicators. The current price is $39.34, which is 87.7% of its 52-week range, suggesting it is near its high but still has room to grow. The company reported a Q2 EPS of $1.06, reflecting a solid increase in profitability, and has a forward P/E ratio of 17.76, which is reasonable given its growth trajectory. Additionally, the stock has shown a year-to-date change of +16.22%, indicating strong momentum. However, a potential risk is the recent decline in loans and deposits, with loans down by 2.6% and deposits down by 2.0% in Q2, which could impact future earnings if the trend continues.