GBank Financial Holdings Inc

GBank Financial Holdings Inc (GBFH) Stock Analysis

$20.100

-0.227 (-1.13%)At close

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High
20.630
Open
20.360
VWAP
20.04
Vol
103.31K
Mkt Cap
Low
19.400
Amount
2.07M
EV/EBITDA, TTM
6.23

GBank Financial Holdings Inc. is a bank holding company, which conducts business through its wholly owned subsidiary, GBank (the Bank). The Bank provides banking services to commercial and consumer customers. The Bank’s business is concentrated in the Las Vegas, Nevada area and is subject to the general economic conditions of that area. The Bank’s primary market for deposit customers is in Las Vegas and Clark County, Nevada, although the Bank accepts deposits from deposit listing services as needed to support its funding needs. The Bank’s lending operations are carried out in local market area, comprised of Nevada, California, Utah, and Arizona, and across the United States primarily through the origination and servicing of the United States Small Business Administration (SBA) and the United States Department of Agriculture (USDA) loans. Its Small Business Administration (SBA) Loans include SBA 504 loan program, SBA 7(a) loan program, USDA B&I loan program, and others.

AI analysis of GBank Financial Holdings Inc (GBFH)

hold

GBank Financial Holdings Inc is currently not a strong buy due to its recent performance and technical indicators. The current price is $20.10, which is significantly lower than the analyst price target of $35, indicating potential upside. However, the RSI is at 26.58, suggesting that the stock is oversold, but the recent earnings miss with a reported EPS of $0.38 against an estimate of $0.50 raises concerns about profitability. The stock has experienced a year-to-date decline of 38.17%, indicating a challenging market environment.

Valuation Metrics

The current forward P/E ratio for GBank Financial Holdings Inc (GBFH) is 13.93, compared to its 5-year average forward P/E of 16.33.

Forward P/E

Fair
5Y Average P/E
16.33
Current P/E
13.93
Overvalued
18.98
Undervalued
13.68

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
2.44
Current EV/EBITDA
6.23
Overvalued
6.21
Undervalued
-1.33

Forward P/S

Fair
5Y Average P/S
1.53
Current P/S
2.37
Overvalued
3.28
Undervalued
-0.21

Alphio AI Price Scenarios for GBFH

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%GBFH

$43.91

Scenario price

B

Base

Base · 50%GBFH

$38.13

Scenario price

B

Bear

Bear · 25%GBFH

$30.49

Scenario price

Events Timeline

2026-01-28 (ET)

16:40:00

Company Reports Q4 Revenue of $20.7M

2026-01-21 (ET)

18:10:00

GBank Appoints Jason Amos as Chief Technology Officer

2025-12-10 (ET)

07:20:00

GBank Financial Secures Key Approvals for BoltBetz

2025-11-07 (ET)

09:24:22

GBank Financial names Hilary Sledge-Sarnor as its new general counsel

2025-10-28 (ET)

21:00:47

GBank Financial Announces Q3 EPS of 44c, Falling Short of 46c Estimates

News

GBFH FAQ — answered by Alphio AI

GBank Financial Holdings Inc. is a bank holding company, which conducts business through its wholly owned subsidiary, GBank (the Bank). The Bank provides banking services to commercial and consumer customers. The Bank’s business is concentrated in the Las Vegas, Nevada area and is subject to the general economic conditions of that area. The Bank’s primary market for deposit customers is in Las Vegas and Clark County, Nevada, although the Bank accepts deposits from deposit listing services as needed to support its funding needs. The Bank’s lending operations are carried out in local market area, comprised of Nevada, California, Utah, and Arizona, and across the United States primarily through the origination and servicing of the United States Small Business Administration (SBA) and the United States Department of Agriculture (USDA) loans. Its Small Business Administration (SBA) Loans include SBA 504 loan program, SBA 7(a) loan program, USDA B&I loan program, and others. It operates in the Financials sector.

GBank Financial Holdings Inc is currently not a strong buy due to its recent performance and technical indicators. The current price is $20.10, which is significantly lower than the analyst price target of $35, indicating potential upside. However, the RSI is at 26.58, suggesting that the stock is oversold, but the recent earnings miss with a reported EPS of $0.38 against an estimate of $0.50 raises concerns about profitability. The stock has experienced a year-to-date decline of 38.17%, indicating a challenging market environment.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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