First United Corp

First United Corp (FUNC) Stock Analysis

$43.160

-0.039 (-0.09%)At close

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High
43.950
Open
43.950
VWAP
43.38
Vol
10.96K
Mkt Cap
134.24M
Low
43.030
Amount
475.49K
EV/EBITDA, TTM
7.86

First United Corporation is the parent company of First United Bank & Trust (the Bank), a Maryland trust company with commercial banking powers. The Company's segments include Community Banking and Wealth Management. The Community Banking segment is conducted through the Bank and involves delivering a broad range of financial products and services, including various loan and deposit products, to consumer, business, and not-for-profit customers. The Wealth Management segment is conducted through the Bank and offers corporate trustee services, trust and estate administration, individual retirement accounts (IRA) administration and custody services. The Bank also owns approximately 99.9% of the limited partnership interests in Liberty Mews Limited Partnership, and a 99.9% non-voting membership interest in MCC FUBT Fund, LLC. The Bank operates 22 banking offices, one customer service center and 30 Automated Teller Machines in Allegany County, Frederick County, Garrett County, and more.

AI analysis of First United Corp (FUNC)

buy

First United Corp is a good buy right now due to its current price of $43.16, which is below the analyst price target of $50, suggesting significant upside potential. Additionally, the forward P/E ratio of 5.27 indicates that the stock is undervalued compared to its earnings potential. The main risk is the RSI of 38.70, indicating that the stock is nearing oversold territory, which could lead to short-term volatility.

Valuation Metrics

The current forward P/E ratio for First United Corp (FUNC) is 5.27, compared to its 5-year average forward P/E of 7.13.

Forward P/E

Undervalued
5Y Average P/E
7.13
Current P/E
5.27
Overvalued
8.82
Undervalued
5.44

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
0.94
Current EV/EBITDA
7.86
Overvalued
3.46
Undervalued
-1.57

Forward P/S

Overvalued
5Y Average P/S
2.03
Current P/S
2.70
Overvalued
2.47
Undervalued
1.58

Alphio AI Price Scenarios for FUNC

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%FUNC

$40.17

Scenario price

B

Base

Base · 50%FUNC

$37.81

Scenario price

B

Bear

Bear · 25%FUNC

$32.71

Scenario price

Whales holding FUNC

T

Tontine Management, LLC

+ HoldingFUNC

-2.01%

3M Return

Events Timeline

2026-07-20 (ET)

16:30:00

Q2 Net Interest Margin at 3.98%, CEO Says Results Solid

2026-04-20 (ET)

16:40:00

Company Reports Q1 Revenue of $23.3M

2026-02-04 (ET)

16:30:00

First United Bank Reports Record Core Earnings for 2025

2025-11-14 (ET)

08:33:16

First United CEO Carissa Rodeheaver Announces Retirement; Jason Rush Set to Take Over

2025-10-20 (ET)

16:08:57

First United announces Q3 earnings per share of $1.07, up from 89 cents last year.

News

FUNC FAQ — answered by Alphio AI

First United Corporation is the parent company of First United Bank & Trust (the Bank), a Maryland trust company with commercial banking powers. The Company's segments include Community Banking and Wealth Management. The Community Banking segment is conducted through the Bank and involves delivering a broad range of financial products and services, including various loan and deposit products, to consumer, business, and not-for-profit customers. The Wealth Management segment is conducted through the Bank and offers corporate trustee services, trust and estate administration, individual retirement accounts (IRA) administration and custody services. The Bank also owns approximately 99.9% of the limited partnership interests in Liberty Mews Limited Partnership, and a 99.9% non-voting membership interest in MCC FUBT Fund, LLC. The Bank operates 22 banking offices, one customer service center and 30 Automated Teller Machines in Allegany County, Frederick County, Garrett County, and more. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

First United Corp is a good buy right now due to its current price of $43.16, which is below the analyst price target of $50, suggesting significant upside potential. Additionally, the forward P/E ratio of 5.27 indicates that the stock is undervalued compared to its earnings potential. The main risk is the RSI of 38.70, indicating that the stock is nearing oversold territory, which could lead to short-term volatility.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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