Fold Holdings Inc

Fold Holdings Inc (FLD) Stock Analysis

$0.469

-0.015 (-3.26%)At close

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High
0.489
Open
0.470
VWAP
0.46
Volume
111.67K
Mkt Cap
—
Low
0.431
Amount
51.70K
EV/EBITDA, TTM
-0.17

Fold Holdings, Inc. is a bitcoin financial services company engaged in expanding access to bitcoin through a comprehensive suite of consumer financial products. The Company offers consumers a Federal Deposit Insurance Corporation (FDIC) insured checking account, a Visa prepaid debit card, bill payments, and an extensive catalog of merchant reward offers. It also partners with third-party service providers that offer bitcoin exchange and custody services. In addition to enabling customers to accumulate bitcoin through its rewards program, the Company itself actively invests in and accumulates bitcoin for its treasury. Its Products and Services consist of Banking and Payments; Rewards Network, and Custody and Trading. It offers a free FDIC-insured checking account that supports direct deposits, bill payments, and the ability to receive paychecks up to three days early. The Company offers eligible customers the ability to buy, sell, store, and withdraw Bitcoin through it.

foldapp.com

AI analysis of Fold Holdings Inc (FLD)

Sell

Currently, FTAC Emerald Acquisition Corp (FLD) is not a good buy. The stock is trading at $0.4685, significantly down 83.03% year-to-date, indicating severe underperformance. The RSI is at 20.855, suggesting that the stock is oversold, but this could also mean continued downward pressure. Additionally, the forward P/E ratio is 0, indicating uncertainty about future earnings. The main risk is the company's ongoing net losses, with a reported net loss of $29,167,906 in Q1 2026, which raises concerns about its financial viability.

Valuation Metrics

The current forward P/E ratio for Fold Holdings Inc (FLD) is 0.00, compared to its 5-year average forward P/E of -2.26.

Forward P/E

Fair
5Y Average P/E
-2.26
Current P/E
0.00
Overvalued
3.81
Undervalued
-8.34

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
-1.95
Current EV/EBITDA
-0.17
Overvalued
2.23
Undervalued
-6.12

Forward P/S

Fair
5Y Average P/S
0.87
Current P/S
0.58
Overvalued
2.31
Undervalued
-0.58

Alphio AI Price Scenarios for FLD

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%FLD

$4.40

Scenario price

B

Base

Base · 50%FLD

$3.89

Scenario price

B

Bear

Bear · 25%FLD

$3.16

Scenario price

Events Timeline

2026-10-23 (ET)

10:00:00

Webull to Launch Crypto-Linked Perpetual Futures in November

2026-08-11 (ET)

17:00:00

Fold Reports Q2 Revenue of $6.09M, Below Consensus

2026-06-12 (ET)

10:00:00

Coinbase Introduces AI Agent Feature, MassPay Partners with Coinbase

2026-06-10 (ET)

11:20:00

Hut 8 Closes $4.25 Billion Bond Offering

2026-05-12 (ET)

16:40:00

Fold Reports Q1 Revenue of $5.59M, Below Consensus

News

FLD FAQ — answered by Alphio AI

Fold Holdings, Inc. is a bitcoin financial services company engaged in expanding access to bitcoin through a comprehensive suite of consumer financial products. The Company offers consumers a Federal Deposit Insurance Corporation (FDIC) insured checking account, a Visa prepaid debit card, bill payments, and an extensive catalog of merchant reward offers. It also partners with third-party service providers that offer bitcoin exchange and custody services. In addition to enabling customers to accumulate bitcoin through its rewards program, the Company itself actively invests in and accumulates bitcoin for its treasury. Its Products and Services consist of Banking and Payments; Rewards Network, and Custody and Trading. It offers a free FDIC-insured checking account that supports direct deposits, bill payments, and the ability to receive paychecks up to three days early. The Company offers eligible customers the ability to buy, sell, store, and withdraw Bitcoin through it. It operates in the Technology sector.

Currently, FTAC Emerald Acquisition Corp (FLD) is not a good buy. The stock is trading at $0.4685, significantly down 83.03% year-to-date, indicating severe underperformance. The RSI is at 20.855, suggesting that the stock is oversold, but this could also mean continued downward pressure. Additionally, the forward P/E ratio is 0, indicating uncertainty about future earnings. The main risk is the company's ongoing net losses, with a reported net loss of $29,167,906 in Q1 2026, which raises concerns about its financial viability.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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