Finwise Bancorp (FINW) FinancialsFINWFinwise Bancorp

Evaluating the bottom line, Finwise Bancorp maintains a gross margin of 119.71%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 22.28%, while the net margin is 21.48%. These profitability ratios, combined with a Return on Equity (ROE) of 9.40%, provide a clear picture of how effectively FINW converts its operational activities into shareholder value.

In the context of the broader market, FINW competes directly with industry leaders such as ECBK and SBFG. With a market capitalization of $187.83M, it holds a significant position in the sector. When comparing efficiency, FINW's gross margin of 119.71% stands against ECBK's 46.50% and SBFG's 71.29%. Such benchmarking helps identify whether Finwise Bancorp is trading at a premium or discount relative to its financial performance.

Finwise Bancorp has demonstrated strong revenue growth, with Q3 2026 revenue at $46,775,000, and a notable increase in net income to common of $10,046,000, showcasing improved profitability.