Fair Isaac Corp

Fair Isaac Corp (FICO) Stock Analysis

$769.930

+53.818 (+6.99%)At close

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High
770.840
Open
733.500
VWAP
756.74
Volume
771.81K
Mkt Cap
36.51B
Low
729.460
Amount
584.06M
EV/EBITDA, TTM
13.85

Fair Isaac Corporation is an analytics software company. The Scores segment includes business-to-business (B2B) scoring solutions and services which give its clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings. Its Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process-such as account origination, customer management, customer engagement, fraud detection and marketing-as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by its customers to address a wide variety of business use cases.

www.fico.com

AI analysis of Fair Isaac Corp (FICO)

Sell

FICO is not a good buy right now due to significant risks and negative trends. The current price is $667.58, and the stock has seen a year-to-date change of -59.37%. Furthermore, the RSI is at 33.664, indicating oversold conditions, but this could suggest further downside risk rather than an immediate buying opportunity. The forward P/E ratio of 16.0772 is reasonable, but the declining market share and recent downgrades by analysts raise concerns about future profitability.

Analyst Ratings (5)

Hold
2 Buy
3 Hold
0 Sell
Current: 769.93
Low
—
Average
—
High
—

Goldman Sachs

2026-10-02

Price Target

—

Buy

Barclays

2026-10-02

Price Target

$875

Overweight

BMO Capital

2026-09-30

Price Target

—

Outperform

BofA

2026-09-30

Price Target

$700

Neutral

Wells Fargo

2026-09-30

Price Target

$950

Overweight

Valuation Metrics

The current forward P/E ratio for Fair Isaac Corp (FICO) is 16.08, compared to its 5-year average forward P/E of 41.09.

Forward P/E

Undervalued
5Y Average P/E
41.09
Current P/E
16.08
Overvalued
57.37
Undervalued
24.82

Forward EV/EBITDA

Undervalued
5Y Average EV/EBITDA
28.07
Current EV/EBITDA
13.85
Overvalued
37.53
Undervalued
18.62

Forward P/S

Undervalued
5Y Average P/S
13.98
Current P/S
5.61
Overvalued
19.73
Undervalued
8.22

Alphio AI Price Scenarios for FICO

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%FICO

$2,041.83

Scenario price

B

Base

Base · 50%FICO

$1,992.97

Scenario price

B

Bear

Bear · 25%FICO

$1,930.07

Scenario price

Whales holding FICO

C

Chicago Capital, LLC

+ HoldingFICO

+5.40%

3M Return

S

Silvant Capital Management LLC

+ HoldingFICO

+5.13%

3M Return

F

Fundsmith, LLP

+ HoldingFICO

+4.42%

3M Return

R

Riverbridge Partners, LLC

+ HoldingFICO

+4.24%

3M Return

B

Bowie Capital Management, LLC

+ HoldingFICO

-2.33%

3M Return

R

RBF Capital LLC

+ HoldingFICO

-5.19%

3M Return

Events Timeline

2026-10-06 (ET)

20:00:00

Nasdaq and S&P 500 Hit Record Highs

18:00:00

Fair Isaac Announces Workforce Reduction Plan, Cutting Approximately 15% of Positions

16:30:00

United Wholesale Mortgage Reaffirms Use of FICO Scores

2026-10-02 (ET)

09:00:00

Onsemi Adjusts Synaptics Acquisition Plans, Stock Up 8%

News

FICO FAQ — answered by Alphio AI

Fair Isaac Corporation is an analytics software company. The Scores segment includes business-to-business (B2B) scoring solutions and services which give its clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings. Its Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process-such as account origination, customer management, customer engagement, fraud detection and marketing-as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by its customers to address a wide variety of business use cases. It operates in the Technology sector (SERVICES-BUSINESS SERVICES, NEC industry).

FICO is not a good buy right now due to significant risks and negative trends. The current price is $667.58, and the stock has seen a year-to-date change of -59.37%. Furthermore, the RSI is at 33.664, indicating oversold conditions, but this could suggest further downside risk rather than an immediate buying opportunity. The forward P/E ratio of 16.0772 is reasonable, but the declining market share and recent downgrades by analysts raise concerns about future profitability.

5 analysts cover FICO: 2 rate it Buy, 3 Hold and 0 Sell. The average price target is 2,126.

Community

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neonkettle6010/6/2026

💡 Reason traders struggle because they do not have their playbook or their statistics! Setup - What you trade! System - How you trade! Find it. Here I show how to find the best setups and trade with the best system. Master these and trade for life. $TSLA $FICO $DELL

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grossanchor9/29/2026

$FICO The government is working overtime to chip away at its moat. The stock is at support in the pre-market. There is a pivot at 530. Optimal entry might be at the highest volume shelf around 409.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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