Fair Isaac Corp

Fair Isaac Corp (FICO) Stock Analysis

$1,153.570

-3.461 (-0.30%)At close

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High
1,177.000
Open
1,161.000
VWAP
1,160.19
Vol
157.60K
Mkt Cap
36.51B
Low
1,150.000
Amount
182.84M
EV/EBITDA, TTM
19.27

Fair Isaac Corporation is an analytics software company. The Scores segment includes business-to-business (B2B) scoring solutions and services which give its clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings. Its Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process-such as account origination, customer management, customer engagement, fraud detection and marketing-as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by its customers to address a wide variety of business use cases.

www.fico.com

AI analysis of Fair Isaac Corp (FICO)

hold

FICO is currently priced at $1,153.57, which is below the average analyst price target of approximately $1,500, indicating potential upside. However, the stock has a year-to-date change of -29.80% and a 1-year change of -23.34%, reflecting significant downward pressure. The RSI is at 58.217, suggesting it is nearing overbought territory but not yet overextended. The main risk is the declining competitive advantage, as highlighted in recent news, which could impact future profitability.

Analyst Ratings (5)

Hold
2 Buy
3 Hold
0 Sell
Current: 1,153.57
Low
Average
High

UBS

2026-08-12

Price Target

Neutral

Barclays

2026-08-10

Price Target

Overweight

Mizuho

2026-08-04

Price Target

Outperform

Wolfe Research

2026-08-03

Price Target

Peer Perform

Jefferies

2026-08-03

Price Target

Buy

Valuation Metrics

The current forward P/E ratio for Fair Isaac Corp (FICO) is 20.70, compared to its 5-year average forward P/E of 41.43.

Forward P/E

Undervalued
5Y Average P/E
41.43
Current P/E
20.70
Overvalued
57.36
Undervalued
25.49

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
28.22
Current EV/EBITDA
19.27
Overvalued
37.53
Undervalued
18.92

Forward P/S

Fair
5Y Average P/S
14.04
Current P/S
8.63
Overvalued
19.73
Undervalued
8.35

Alphio AI Price Scenarios for FICO

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%FICO

$2,041.83

Scenario price

B

Base

Base · 50%FICO

$1,992.97

Scenario price

B

Bear

Bear · 25%FICO

$1,930.07

Scenario price

Whales holding FICO

L

Loews Corporation

+ HoldingFICO

+17.68%

3M Return

V

Valley Forge Capital Management, LP

+ HoldingFICOASML

+5.96%

3M Return

A

AKO Capital LLP

+ HoldingFICO

+5.29%

3M Return

F

Fundsmith, LLP

+ HoldingFICO

+4.22%

3M Return

C

Chicago Capital, LLC

+ HoldingFICO

+3.31%

3M Return

Q

Quinn Opportunity Partners LLC

+ HoldingFICO

+1.76%

3M Return

Events Timeline

2026-08-13 (ET)

08:30:00

FICO Welcomes Informative Research to Mortgage Direct License Program

2026-08-11 (ET)

08:30:00

Alogram Launches Fraud Intelligence Suite on FICO Marketplace

2026-07-29 (ET)

20:30:00

Major US Indices Close Lower, Semiconductor Stocks Plummet

17:00:00

Company Reports Q3 Revenue of $674.19M, Raises Full Year Guidance

17:00:00

Raises FY27 Revenue View to $2.53B

News

FICO FAQ — answered by Alphio AI

Fair Isaac Corporation is an analytics software company. The Scores segment includes business-to-business (B2B) scoring solutions and services which give its clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings. Its Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process-such as account origination, customer management, customer engagement, fraud detection and marketing-as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by its customers to address a wide variety of business use cases. It operates in the Technology sector (SERVICES-BUSINESS SERVICES, NEC industry).

FICO is currently priced at $1,153.57, which is below the average analyst price target of approximately $1,500, indicating potential upside. However, the stock has a year-to-date change of -29.80% and a 1-year change of -23.34%, reflecting significant downward pressure. The RSI is at 58.217, suggesting it is nearing overbought territory but not yet overextended. The main risk is the declining competitive advantage, as highlighted in recent news, which could impact future profitability.

5 analysts cover FICO: 2 rate it Buy, 3 Hold and 0 Sell. The average price target is 2,126.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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