First Community Corp (South Carolina)

First Community Corp (South Carolina) (FCCO) Stock Analysis

$33.670

+0.737 (+2.19%)At close

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High
34.000
Open
33.680
VWAP
33.37
Volume
63.19K
Mkt Cap
135.03M
Low
32.439
Amount
2.11M
EV/EBITDA, TTM
8.94

First Community Corporation is the holding company for First Community Bank, doing business as Signature Bank of Georgia (the Bank). The Bank is a full-service commercial bank offering deposit and loan products and services, residential mortgage lending and financial planning/investment advisory services for businesses and consumers. It operates 23 full-service offices and a loan production office spanning the Midlands, Upstate, and Piedmont regions of South Carolina, the Central Savannah River Area region of South Carolina and Georgia, and the Atlanta-Sandy Springs-Roswell, Georgia MSA. Its commercial and retail banking segment provides deposit and lending products and services. Its mortgage banking segment provides mortgage origination services for loans that will be sold to investors in the secondary market and consumer mortgage loans that will be held for investment. Its investment advisory and non-deposit segment provides investment advisory services and non-deposit products.

AI analysis of First Community Corp (South Carolina) (FCCO)

Buy

First Community Corp (FCCO) is a good buy right now due to its strong financial performance and positive market sentiment. The stock is currently priced at $33.76, which is 78.8% of its 52-week range, indicating room for growth. The company reported a Q2 GAAP EPS of $0.80, beating expectations by $0.11, and has shown a year-to-date change of +16.53%. However, the RSI is at 69.68, indicating it may be approaching overbought territory, which is a risk to consider.

Analyst Ratings (4)

Buy
3 Buy
1 Hold
0 Sell
Current: 33.67
Low
—
Average
—
High
—

Janney Montgomery Scott

2025-02-04

Price Target

$30

Strong Buy

Raymond James

2025-01-23

Price Target

$30

Strong Buy

Raymond James

2024-01-25

Price Target

$21

Buy

Piper Sandler

2023-01-19

Price Target

$22

Hold

Raymond James

2022-01-20

Price Target

—

Hold

Valuation Metrics

The current forward P/E ratio for First Community Corp (South Carolina) (FCCO) is 11.64, compared to its 5-year average forward P/E of 11.11.

Forward P/E

Fair
5Y Average P/E
11.11
Current P/E
11.64
Overvalued
12.32
Undervalued
9.91

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
1.66
Current EV/EBITDA
8.94
Overvalued
5.32
Undervalued
-2.01

Forward P/S

Overvalued
5Y Average P/S
2.41
Current P/S
2.91
Overvalued
2.68
Undervalued
2.15

Alphio AI Price Scenarios for FCCO

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%FCCO

$30.94

Scenario price

B

Base

Base · 50%FCCO

$27.52

Scenario price

B

Bear

Bear · 25%FCCO

$24.32

Scenario price

Whales holding FCCO

F

Fifth Third Wealth Advisors LLC

+ HoldingFCCO

-2.12%

3M Return

Events Timeline

2026-10-21 (ET)

09:30:00

Q3 Net Charge-Offs of $9,000 Reported

2026-01-28 (ET)

09:10:00

Q4 2025 Net Loan Recoveries of $23,000

2025-10-22 (ET)

09:04:38

First Community announces Q3 EPS of 72 cents excluding items, surpassing consensus of 65 cents.

2025-07-23 (ET)

09:07:29

First Community increases cash dividend to 16c from 15c

09:05:09

First Community reports Q2 EPS 67c, consensus 57c

News

FCCO FAQ — answered by Alphio AI

First Community Corporation is the holding company for First Community Bank, doing business as Signature Bank of Georgia (the Bank). The Bank is a full-service commercial bank offering deposit and loan products and services, residential mortgage lending and financial planning/investment advisory services for businesses and consumers. It operates 23 full-service offices and a loan production office spanning the Midlands, Upstate, and Piedmont regions of South Carolina, the Central Savannah River Area region of South Carolina and Georgia, and the Atlanta-Sandy Springs-Roswell, Georgia MSA. Its commercial and retail banking segment provides deposit and lending products and services. Its mortgage banking segment provides mortgage origination services for loans that will be sold to investors in the secondary market and consumer mortgage loans that will be held for investment. Its investment advisory and non-deposit segment provides investment advisory services and non-deposit products. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

First Community Corp (FCCO) is a good buy right now due to its strong financial performance and positive market sentiment. The stock is currently priced at $33.76, which is 78.8% of its 52-week range, indicating room for growth. The company reported a Q2 GAAP EPS of $0.80, beating expectations by $0.11, and has shown a year-to-date change of +16.53%. However, the RSI is at 69.68, indicating it may be approaching overbought territory, which is a risk to consider.

4 analysts cover FCCO: 3 rate it Buy, 1 Hold and 0 Sell.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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