EZCORP Inc

EZCORP Inc (EZPW) Stock Analysis

$33.000

-0.129 (-0.39%)At close

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High
34.230
Open
33.720
VWAP
33.38
Volume
731.24K
Mkt Cap
561.51M
Low
32.915
Amount
24.41M
EV/EBITDA, TTM
9.17

EZCORP, Inc. is a provider of pawn services in the United States, Latin America and the Caribbean. The Company also sells merchandise, primarily collateral forfeited from unpaid loans and pre-owned merchandise purchased from customers. The Company's U.S. Pawn segment includes its EZPAWN, Value Pawn & Jewelry and other branded pawn operations in the United States. Its Latin America Pawn segment includes its Empeno Facil, Cash Apoyo Efectivo and other branded pawn operations in Mexico, as well as its GuatePrenda and MaxiEfectivo pawn operations in Guatemala, El Salvador, and Honduras (GPMX). Its SMG segment includes all pawn activities of Simple Management Group, Inc. At its pawn stores, it advances cash against the value of collateralized tangible personal property and sells merchandise to customers looking for good value. It provides instant cash loans on items of value, including gold and diamond jewelry, electronics, computers, musical instruments, tools, video games, and others.

AI analysis of EZCORP Inc (EZPW)

Buy

EZCORP Inc is a good buy right now due to its strong financial performance, with a year-to-date change of +64.51% and a gross margin of 56.49%. The stock is currently priced at $33, with analysts projecting a price target of up to $45, suggesting a potential upside of approximately 36%. However, a key risk is the insider selling activity, where a director sold shares worth $355,000, which could indicate some caution about future performance.

Analyst Ratings (3)

-25.00% Downside
Hold
1 Buy
2 Hold
0 Sell
Current: 33.00
Low
22.00
Average
24.75
High
28.00

Jefferies

2026-07-08

Price Target

$45

Buy

Citizens

2026-05-11

Price Target

$39

Outperform

Canaccord

2026-05-08

Price Target

$44

Buy

Roth Capital

2026-05-08

Price Target

$40

Buy

Canaccord

2026-04-07

Price Target

$40

Buy

Valuation Metrics

The current forward P/E ratio for EZCORP Inc (EZPW) is 13.72, compared to its 5-year average forward P/E of 10.81.

Forward P/E

Overvalued
5Y Average P/E
10.81
Current P/E
13.72
Overvalued
13.05
Undervalued
8.58

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
5.57
Current EV/EBITDA
9.17
Overvalued
8.02
Undervalued
3.13

Forward P/S

Strongly Overvalued
5Y Average P/S
0.60
Current P/S
1.11
Overvalued
0.80
Undervalued
0.39

Alphio AI Price Scenarios for EZPW

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%EZPW

$18.80

Scenario price

B

Base

Base · 50%EZPW

$15.83

Scenario price

B

Bear

Bear · 25%EZPW

$13.50

Scenario price

Whales holding EZPW

H

Heartland Advisors, Inc.

+ HoldingEZPW

+1.95%

3M Return

A

Atlas FRM LLC

+ HoldingEZPW

-4.68%

3M Return

Events Timeline

2026-08-05 (ET)

18:00:00

EZCORP Reports Q3 Revenue of $418.7M

2026-05-06 (ET)

20:00:00

Strong Earnings in Tech Push S&P 500 to Record Highs

16:50:00

EZCORP Reports Q2 Revenue of $446.9M

2026-02-04 (ET)

16:30:00

Company Reports Q1 Revenue of $382M, Exceeding Expectations

2026-01-05 (ET)

08:10:00

EZCORP Acquires Controlling Interest in Founders One

News

EZPW FAQ — answered by Alphio AI

EZCORP, Inc. is a provider of pawn services in the United States, Latin America and the Caribbean. The Company also sells merchandise, primarily collateral forfeited from unpaid loans and pre-owned merchandise purchased from customers. The Company's U.S. Pawn segment includes its EZPAWN, Value Pawn & Jewelry and other branded pawn operations in the United States. Its Latin America Pawn segment includes its Empeno Facil, Cash Apoyo Efectivo and other branded pawn operations in Mexico, as well as its GuatePrenda and MaxiEfectivo pawn operations in Guatemala, El Salvador, and Honduras (GPMX). Its SMG segment includes all pawn activities of Simple Management Group, Inc. At its pawn stores, it advances cash against the value of collateralized tangible personal property and sells merchandise to customers looking for good value. It provides instant cash loans on items of value, including gold and diamond jewelry, electronics, computers, musical instruments, tools, video games, and others. It operates in the Financials sector (RETAIL-MISCELLANEOUS RETAIL industry).

EZCORP Inc is a good buy right now due to its strong financial performance, with a year-to-date change of +64.51% and a gross margin of 56.49%. The stock is currently priced at $33, with analysts projecting a price target of up to $45, suggesting a potential upside of approximately 36%. However, a key risk is the insider selling activity, where a director sold shares worth $355,000, which could indicate some caution about future performance.

3 analysts cover EZPW: 1 rate it Buy, 2 Hold and 0 Sell. The average price target is 24.75.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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