Eagle Bancorp Montana Inc

Eagle Bancorp Montana Inc (EBMT) Stock Analysis

$22.700

+0.293 (+1.29%)At close

Loading chart…
High
22.800
Open
22.410
VWAP
22.45
Vol
104.98K
Mkt Cap
105.34M
Low
21.865
Amount
2.36M
EV/EBITDA, TTM
6.96

Eagle Bancorp Montana, Inc. is the bank holding company of Opportunity Bank of Montana (the Bank). It provides loan and deposit services to customers who are predominantly small businesses and individuals throughout Montana. It is a diversified lender with a focus on residential mortgage loans, commercial real estate mortgage loans, commercial business loans, agricultural loans and second mortgage/home equity loan products. It offers a variety of deposit accounts. Deposit account terms vary, primarily as to the required minimum balance amount, the amount of time that the funds must remain on deposit and the applicable interest rate. Its current deposit products include certificates of deposit accounts ranging in terms from 90 days to five years, as well as checking, savings and money market accounts. Individual retirement account (IRA) certificates are included in certificates of deposit. It also originates in commercial real estate, home equity, and consumer and commercial loans.

AI analysis of Eagle Bancorp Montana Inc (EBMT)

hold

Eagle Bancorp Montana Inc (EBMT) is currently a hold due to its mixed performance indicators. The stock has a current price of $22.70, which is close to the analyst price target of $24, indicating limited upside potential. The RSI is at 39.86, suggesting the stock is nearing oversold territory, but the recent earnings report showed a slight miss with EPS of $0.47 compared to an estimate of $0.50, which raises concerns about short-term performance.

Analyst Ratings (2)

Buy
2 Buy
0 Hold
0 Sell
Current: 22.70
Low
Average
High

DA Davidson

2026-04-29

Price Target

$24

Neutral

DA Davidson

2026-01-28

Price Target

$23

Neutral

Janney Montgomery Scott

2022-10-27

Price Target

Hold

DA Davidson

2022-06-29

Price Target

$22

Hold

DA Davidson

2020-04-09

Price Target

$19

Strong Buy

Valuation Metrics

The current forward P/E ratio for Eagle Bancorp Montana Inc (EBMT) is 10.25, compared to its 5-year average forward P/E of 10.24.

Forward P/E

Fair
5Y Average P/E
10.24
Current P/E
10.25
Overvalued
12.04
Undervalued
8.43

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
0.89
Current EV/EBITDA
6.96
Overvalued
3.16
Undervalued
-1.39

Forward P/S

Fair
5Y Average P/S
1.93
Current P/S
2.22
Overvalued
2.24
Undervalued
1.62

Alphio AI Price Scenarios for EBMT

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%EBMT

$19.36

Scenario price

B

Base

Base · 50%EBMT

$17.36

Scenario price

B

Bear

Bear · 25%EBMT

$15.97

Scenario price

Events Timeline

2026-07-28 (ET)

16:30:00

Eagle's Board Raises Quarterly Cash Dividend by 1.7% to 14.75 Cents per Share

16:30:00

Company Reports Q2 Revenue of $24.2M

2026-04-28 (ET)

16:10:00

Eagle Reports Q1 Revenue of $23.6M, Beating Consensus

2026-01-27 (ET)

10:30:00

Bank's Net Interest Margin Rises to 4.08% in Q4

2025-10-28 (ET)

10:40:06

Eagle Bancorp Announces Q3 Earnings Per Share of 46 Cents, Below Consensus Estimate of 47 Cents

News

EBMT FAQ — answered by Alphio AI

Eagle Bancorp Montana, Inc. is the bank holding company of Opportunity Bank of Montana (the Bank). It provides loan and deposit services to customers who are predominantly small businesses and individuals throughout Montana. It is a diversified lender with a focus on residential mortgage loans, commercial real estate mortgage loans, commercial business loans, agricultural loans and second mortgage/home equity loan products. It offers a variety of deposit accounts. Deposit account terms vary, primarily as to the required minimum balance amount, the amount of time that the funds must remain on deposit and the applicable interest rate. Its current deposit products include certificates of deposit accounts ranging in terms from 90 days to five years, as well as checking, savings and money market accounts. Individual retirement account (IRA) certificates are included in certificates of deposit. It also originates in commercial real estate, home equity, and consumer and commercial loans. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Eagle Bancorp Montana Inc (EBMT) is currently a hold due to its mixed performance indicators. The stock has a current price of $22.70, which is close to the analyst price target of $24, indicating limited upside potential. The RSI is at 39.86, suggesting the stock is nearing oversold territory, but the recent earnings report showed a slight miss with EPS of $0.47 compared to an estimate of $0.50, which raises concerns about short-term performance.

2 analysts cover EBMT: 2 rate it Buy, 0 Hold and 0 Sell.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

Get Started