Eagle Bancorp Montana Inc

Eagle Bancorp Montana Inc (EBMT) Stock Analysis

$20.880

-0.545 (-2.61%)At close

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High
21.600
Open
21.600
VWAP
21.00
Volume
25.44K
Mkt Cap
105.34M
Low
20.510
Amount
534.16K
EV/EBITDA, TTM
17.65

Eagle Bancorp Montana, Inc. is the bank holding company of Opportunity Bank of Montana (the Bank). It provides loan and deposit services to customers who are predominantly small businesses and individuals throughout Montana. It is a diversified lender with a focus on residential mortgage loans, commercial real estate mortgage loans, commercial business loans, agricultural loans and second mortgage/home equity loan products. It offers a variety of deposit accounts. Deposit account terms vary, primarily as to the required minimum balance amount, the amount of time that the funds must remain on deposit and the applicable interest rate. Its current deposit products include certificates of deposit accounts ranging in terms from 90 days to five years, as well as checking, savings and money market accounts. Individual retirement account (IRA) certificates are included in certificates of deposit. It also originates in commercial real estate, home equity, and consumer and commercial loans.

AI analysis of Eagle Bancorp Montana Inc (EBMT)

Buy

Eagle Bancorp Montana Inc (EBMT) is a good buy right now, trading at $21.67 with a forward P/E of 10.25, indicating it is undervalued compared to its earnings growth potential. The stock has shown a strong 1-year change of +31.89%, reflecting solid performance. However, the recent earnings report showed a disappointing EPS of $0.38, which was 30.91% below expectations, posing a risk to short-term performance.

Analyst Ratings (2)

Buy
2 Buy
0 Hold
0 Sell
Current: 20.88
Low
—
Average
—
High
—

DA Davidson

2026-04-29

Price Target

$24

Neutral

DA Davidson

2026-01-28

Price Target

$23

Neutral

Janney Montgomery Scott

2022-10-27

Price Target

—

Hold

DA Davidson

2022-06-29

Price Target

$22

Hold

DA Davidson

2020-04-09

Price Target

$19

Strong Buy

Valuation Metrics

The current forward P/E ratio for Eagle Bancorp Montana Inc (EBMT) is 10.25, compared to its 5-year average forward P/E of 10.30.

Forward P/E

Fair
5Y Average P/E
10.30
Current P/E
10.25
Overvalued
12.07
Undervalued
8.53

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.20
Current EV/EBITDA
17.65
Overvalued
3.90
Undervalued
-1.51

Forward P/S

Fair
5Y Average P/S
1.91
Current P/S
2.01
Overvalued
2.18
Undervalued
1.64

Alphio AI Price Scenarios for EBMT

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%EBMT

$19.36

Scenario price

B

Base

Base · 50%EBMT

$17.36

Scenario price

B

Bear

Bear · 25%EBMT

$15.97

Scenario price

Events Timeline

2026-07-28 (ET)

16:30:00

Company Reports Q2 Revenue of $24.2M

16:30:00

Eagle's Board Raises Quarterly Cash Dividend by 1.7% to 14.75 Cents per Share

2026-04-28 (ET)

16:10:00

Eagle Reports Q1 Revenue of $23.6M, Beating Consensus

2026-01-27 (ET)

10:30:00

Bank's Net Interest Margin Rises to 4.08% in Q4

2025-10-28 (ET)

10:40:06

Eagle Bancorp Announces Q3 Earnings Per Share of 46 Cents, Below Consensus Estimate of 47 Cents

News

EBMT FAQ — answered by Alphio AI

Eagle Bancorp Montana, Inc. is the bank holding company of Opportunity Bank of Montana (the Bank). It provides loan and deposit services to customers who are predominantly small businesses and individuals throughout Montana. It is a diversified lender with a focus on residential mortgage loans, commercial real estate mortgage loans, commercial business loans, agricultural loans and second mortgage/home equity loan products. It offers a variety of deposit accounts. Deposit account terms vary, primarily as to the required minimum balance amount, the amount of time that the funds must remain on deposit and the applicable interest rate. Its current deposit products include certificates of deposit accounts ranging in terms from 90 days to five years, as well as checking, savings and money market accounts. Individual retirement account (IRA) certificates are included in certificates of deposit. It also originates in commercial real estate, home equity, and consumer and commercial loans. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Eagle Bancorp Montana Inc (EBMT) is a good buy right now, trading at $21.67 with a forward P/E of 10.25, indicating it is undervalued compared to its earnings growth potential. The stock has shown a strong 1-year change of +31.89%, reflecting solid performance. However, the recent earnings report showed a disappointing EPS of $0.38, which was 30.91% below expectations, posing a risk to short-term performance.

2 analysts cover EBMT: 2 rate it Buy, 0 Hold and 0 Sell.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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