Citizens Community Bancorp Inc (CZWI) Stock AnalysisCZWICitizens Community Bancorp Inc

Citizens Community Bancorp, Inc. is a bank holding company for Citizens Community Federal N.A. (the Bank). The Bank is a federally chartered national bank serving customers in Wisconsin and Minnesota. Its primary markets include the Chippewa Valley Region in Wisconsin, the Twin Cities and Mankato markets in Minnesota, and various rural communities around these areas. The Bank offers traditional community banking services to businesses, agricultural operators and consumers, including one-to-four family residential mortgages. The Bank offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit and consumer loans. It maintains a portfolio of investments, consisting primarily of mortgage-backed securities, asset-backed securities, the United States Government sponsored agency securities and corporate debt securities. It operates in the Financials sector (SAVINGS INSTITUTION, FEDERALLY CHARTERED industry).

Citizens Community Bancorp Inc is currently a hold. The stock is priced at $21.02, which is close to the analyst's target of $23, indicating limited upside potential. The recent earnings report showed a significant drop in EPS to $0.11, a 73.17% surprise below expectations, which raises concerns about short-term performance. However, the company has a forward P/E of 10.72, suggesting it may be undervalued compared to its earnings potential in the long run.

1 analysts cover CZWI: 1 rate it Buy, 0 Hold and 0 Sell.