CB Financial Services Inc

CB Financial Services Inc (CBFV) Stock Analysis

$41.200

+0.803 (+1.95%)At close

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High
41.310
Open
40.490
VWAP
41.00
Volume
16.85K
Mkt Cap
114.06M
Low
40.490
Amount
690.89K
EV/EBITDA, TTM
10.62

CB Financial Services, Inc. is a bank holding company. The Company conducts its operations primarily through its wholly owned subsidiary, Community Bank (the Bank). The Bank offers a range of residential and commercial real estate loans, commercial and industrial loans, and consumer loans and deposit products for individuals and businesses in its market area. The Company's principal lending activity has been the origination in its local market area of residential one- to-four-family, commercial real estate, construction, and others. Its residential real estate loans are comprised of loans secured by one- to-four-family residential properties. It provides loans to individuals to finance the construction of residential dwellings, construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses. Its construction loans are generally provided for the payment of interest only during the construction phase.

AI analysis of CB Financial Services Inc (CBFV)

Buy

CB Financial Services Inc is a good buy right now due to its current price of $40.11 being close to the analyst price targets of $44 and $46, indicating potential upside. The stock has shown a strong 1-year change of +25.70% and a gross margin of 71.10%, highlighting efficient operations. However, the main risk is the recent earnings miss where the Q4 EPS was $0.72, missing expectations by $0.09, which could lead to short-term volatility.

Analyst Ratings (2)

-2.91% Downside
Buy
1 Buy
1 Hold
0 Sell
Current: 41.20
Low
40.00
Average
40.00
High
40.00

Keefe Bruyette

2026-11-02

Price Target

$46

Outperform

DA Davidson

2026-07-30

Price Target

$44

Buy

Keefe Bruyette

2026-01-29

Price Target

$39

Outperform

Keefe Bruyette

2025-10-27

Price Target

$40

Outperform

Keefe Bruyette

2025-07-24

Price Target

$39

Outperform

Valuation Metrics

The current forward P/E ratio for CB Financial Services Inc (CBFV) is 12.99, compared to its 5-year average forward P/E of 11.56.

Forward P/E

Fair
5Y Average P/E
11.56
Current P/E
12.99
Overvalued
14.10
Undervalued
9.01

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
2.13
Current EV/EBITDA
10.62
Overvalued
7.70
Undervalued
-3.44

Forward P/S

Overvalued
5Y Average P/S
2.42
Current P/S
3.01
Overvalued
2.79
Undervalued
2.04

Alphio AI Price Scenarios for CBFV

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%CBFV

$28.52

Scenario price

B

Base

Base · 50%CBFV

$23.22

Scenario price

B

Bear

Bear · 25%CBFV

$22.52

Scenario price

Events Timeline

2026-10-26 (ET)

16:30:00

Total Assets Increased by $80.3M to $1.63B

2026-07-27 (ET)

16:30:00

Net Interest and Dividend Income Increases for Five Consecutive Quarters to $14.5 Million

2026-04-22 (ET)

16:20:00

Net Interest Margin Improves for Sixth Consecutive Quarter to 3.83%

2026-01-27 (ET)

16:10:00

Total Assets Reach $1.55 Billion as of December 31, 2025

2025-10-23 (ET)

16:10:04

CB Financial Services announces Q3 adjusted EPS of 74 cents, up from 55 cents a year ago.

News

CBFV FAQ — answered by Alphio AI

CB Financial Services, Inc. is a bank holding company. The Company conducts its operations primarily through its wholly owned subsidiary, Community Bank (the Bank). The Bank offers a range of residential and commercial real estate loans, commercial and industrial loans, and consumer loans and deposit products for individuals and businesses in its market area. The Company's principal lending activity has been the origination in its local market area of residential one- to-four-family, commercial real estate, construction, and others. Its residential real estate loans are comprised of loans secured by one- to-four-family residential properties. It provides loans to individuals to finance the construction of residential dwellings, construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses. Its construction loans are generally provided for the payment of interest only during the construction phase. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

CB Financial Services Inc is a good buy right now due to its current price of $40.11 being close to the analyst price targets of $44 and $46, indicating potential upside. The stock has shown a strong 1-year change of +25.70% and a gross margin of 71.10%, highlighting efficient operations. However, the main risk is the recent earnings miss where the Q4 EPS was $0.72, missing expectations by $0.09, which could lead to short-term volatility.

2 analysts cover CBFV: 1 rate it Buy, 1 Hold and 0 Sell. The average price target is 40.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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