Princeton Bancorp Inc

Princeton Bancorp Inc (BPRN) Stock Analysis

$44.510

+0.659 (+1.48%)At close

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High
45.990
Open
44.680
VWAP
44.92
Volume
53.26K
Mkt Cap
194.00M
Low
44.250
Amount
2.39M
EV/EBITDA, TTM
20.21

Princeton Bancorp, Inc. is the holding company for The Bank of Princeton (the Bank). The Bank is a New Jersey state-chartered commercial bank. The Bank operates over 28 branches in New Jersey; five branches in the Philadelphia, Pennsylvania area and two in the New York City metropolitan area. The Bank is a full-service bank providing personal and business lending and deposit services. The Bank offers traditional retail banking services, one-to-four-family residential mortgage loans, multi-family and commercial mortgage loans, construction loans, commercial business loans and consumer loans. Its loan portfolio consists of variable-rate and fixed-rate loans with a significant concentration on commercial real estate lending. Its commercial real estate and multi-family loan portfolio consists primarily of loans secured by small office buildings, strip shopping centers, small apartment buildings and other properties used for commercial and multi-family purposes located in its market area.

AI analysis of Princeton Bancorp Inc (BPRN)

Hold

Princeton Bancorp Inc is not a strong buy right now due to recent earnings disappointment despite solid long-term growth indicators. The current price is $43.96, and the forward P/E ratio is 11.20, which is reasonable but not compelling enough for immediate investment. Additionally, the RSI is at 50.52, indicating a neutral momentum. The main risk is the significant earnings surprise of -84.69% in the last quarter, which raises concerns about future performance.

Analyst Ratings (3)

Buy
3 Buy
0 Hold
0 Sell
Current: 44.51
Low
—
Average
—
High
—

Janney Montgomery Scott

2025-02-04

Price Target

$35

Strong Buy

Raymond James

2022-12-21

Price Target

—

Hold

Janney Montgomery Scott

2022-06-15

Price Target

$31

Hold

B. Riley Securities

2022-06-14

Price Target

$30

Hold

Piper Sandler

2022-04-22

Price Target

$34

Buy

Valuation Metrics

The current forward P/E ratio for Princeton Bancorp Inc (BPRN) is 11.20, compared to its 5-year average forward P/E of 10.17.

Forward P/E

Fair
5Y Average P/E
10.17
Current P/E
11.20
Overvalued
11.72
Undervalued
8.62

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.22
Current EV/EBITDA
20.21
Overvalued
4.13
Undervalued
-1.70

Forward P/S

Strongly Overvalued
5Y Average P/S
2.88
Current P/S
3.62
Overvalued
3.15
Undervalued
2.60

Alphio AI Price Scenarios for BPRN

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%BPRN

$39.97

Scenario price

B

Base

Base · 50%BPRN

$38.02

Scenario price

B

Bear

Bear · 25%BPRN

$34.63

Scenario price

Events Timeline

2026-10-28 (ET)

17:25:00

Net Interest Income for Q3 2026 at $20M

2026-07-23 (ET)

16:30:00

Net Interest Income Reaches $20 Million, Up $1.2 Million Year-over-Year

2026-04-23 (ET)

16:10:00

Company Reports Q1 2026 Net Income of $6.2 Million

2026-01-29 (ET)

16:10:00

Bank Reports Net Income of $6.1 Million and EPS of $0.90

2025-10-29 (ET)

16:54:22

Bank of Princeton Raises Dividend by 16.7% to $0.35 per Share

News

BPRN FAQ — answered by Alphio AI

Princeton Bancorp, Inc. is the holding company for The Bank of Princeton (the Bank). The Bank is a New Jersey state-chartered commercial bank. The Bank operates over 28 branches in New Jersey; five branches in the Philadelphia, Pennsylvania area and two in the New York City metropolitan area. The Bank is a full-service bank providing personal and business lending and deposit services. The Bank offers traditional retail banking services, one-to-four-family residential mortgage loans, multi-family and commercial mortgage loans, construction loans, commercial business loans and consumer loans. Its loan portfolio consists of variable-rate and fixed-rate loans with a significant concentration on commercial real estate lending. Its commercial real estate and multi-family loan portfolio consists primarily of loans secured by small office buildings, strip shopping centers, small apartment buildings and other properties used for commercial and multi-family purposes located in its market area. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Princeton Bancorp Inc is not a strong buy right now due to recent earnings disappointment despite solid long-term growth indicators. The current price is $43.96, and the forward P/E ratio is 11.20, which is reasonable but not compelling enough for immediate investment. Additionally, the RSI is at 50.52, indicating a neutral momentum. The main risk is the significant earnings surprise of -84.69% in the last quarter, which raises concerns about future performance.

3 analysts cover BPRN: 3 rate it Buy, 0 Hold and 0 Sell.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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