Old Second Bancorp, Inc

Análisis de la acción Old Second Bancorp, Inc (OSBC)

$24.430

-0.276 (-1.13%)Al cierre

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Máximo
24.660
Apertura
24.400
Precio medio ponderado por volumen
24.46
Volumen
927.14K
Capitalización
648.47M
Mínimo
24.280
Importe
22.67M
EV/EBITDA, TTM
9.35

Old Second Bancorp, Inc. is a financial services company. The Company is the holding company of Old Second National Bank (the Bank). The Bank is a full-service banking business offering a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, NOW, money market, savings, time deposit and individual retirement accounts. It also offers commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking, and safe deposit operations. It provides a variety of additional services to the needs of individual customers, such as money orders, cashiers' checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. It also provides a complement of electronic banking services, such as online and mobile banking and corporate cash management products.

www.oldsecond.com

Análisis de IA of Old Second Bancorp, Inc (OSBC)

Comprar

Old Second Bancorp Inc is a good buy right now due to its current price of $24.43, which is significantly below the analyst price targets of $30 from both Raymond James and Piper Sandler. Additionally, the forward P/E ratio of 8.60 suggests the stock is undervalued compared to its earnings potential. The recent net income growth to $28.9 million for Q3 2026, up from $28.2 million in Q2, indicates strong profitability. However, the RSI of 32.17 suggests the stock is currently oversold, which could present a buying opportunity. The main risk is the recent earnings miss, with an EPS of $0.55 reported against an estimate of $0.59, which could impact investor sentiment.

Recomendaciones de analistas (4)

-11.46% Potencial de caída
Mantener
0 Comprar
4 Mantener
0 Vender
Actual: 24.43
Mínimo
19.00
Promedio
21.63
Máximo
24.50

Raymond James

2026-10-06

Precio objetivo

$30

Compra fuerte

Piper Sandler

2026-07-27

Precio objetivo

$30

Sobreponderar

Raymond James

2026-07-07

Precio objetivo

$26

Superar al mercado

Piper Sandler

2026-06-26

Precio objetivo

$26

Sobreponderar

Piper Sandler

2026-04-27

Precio objetivo

$25

Sobreponderar

Métricas de valoración

El PER previsto actual de Old Second Bancorp, Inc (OSBC) es 8.60, frente a su media de 5 años de 8.44.

PER previsto

Valor razonable
Media 5A P/E
8.44
P/E actual
8.60
Sobrevalorada
9.78
Infravalorada
7.10

EV/EBITDA previsto

Sobrevalorado
Media 5A EV/EBITDA
1.69
EV/EBITDA actual
9.35
Sobrevalorada
5.56
Infravalorada
-2.17

Precio/ventas previsto

Sobrevalorado
Media 5A P/S
2.92
P/S actual
3.56
Sobrevalorada
3.32
Infravalorada
2.53

Escenarios de precio de Alphio AI para OSBC

Los precios por escenario son la última banda de previsión mensual del año en curso. Las probabilidades son pesos fijos del modelo (25 / 50 / 25), no garantías.

A

Alcista

Alcista · 25%OSBC

$22.42

Precio del escenario

B

Base

Base · 50%OSBC

$20.56

Precio del escenario

B

Bajista

Bajista · 25%OSBC

$19.46

Precio del escenario

Ballenas con OSBC en cartera

K

Kennedy Capital Management LLC

+ Con en carteraOSBC

-4.06%

Rentabilidad a 3 meses

Cronología de eventos

2026-10-21 (ET)

18:00:00

Old Second Reports Q3 NII of $84.05M

2026-07-22 (ET)

17:30:00

Old Second Q2 Net Interest Margin Rises to 5.23%

2026-04-22 (ET)

16:50:00

Old Second Reports Q1 Revenue of $93.7M, Beating Expectations

2026-01-21 (ET)

17:10:00

Old Second Reports Q4 Net Interest and Dividend Income of $83.1M

2025-10-22 (ET)

16:33:29

Old Second Bancorp announces Q3 adjusted EPS of 52 cents, surpassing consensus estimate of 51 cents.

Noticias

Preguntas frecuentes sobre OSBC, respondidas por Alphio AI

Old Second Bancorp, Inc. is a financial services company. The Company is the holding company of Old Second National Bank (the Bank). The Bank is a full-service banking business offering a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, NOW, money market, savings, time deposit and individual retirement accounts. It also offers commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking, and safe deposit operations. It provides a variety of additional services to the needs of individual customers, such as money orders, cashiers' checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. It also provides a complement of electronic banking services, such as online and mobile banking and corporate cash management products. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Old Second Bancorp Inc is a good buy right now due to its current price of $24.43, which is significantly below the analyst price targets of $30 from both Raymond James and Piper Sandler. Additionally, the forward P/E ratio of 8.60 suggests the stock is undervalued compared to its earnings potential. The recent net income growth to $28.9 million for Q3 2026, up from $28.2 million in Q2, indicates strong profitability. However, the RSI of 32.17 suggests the stock is currently oversold, which could present a buying opportunity. The main risk is the recent earnings miss, with an EPS of $0.55 reported against an estimate of $0.59, which could impact investor sentiment.

4 analysts cover OSBC: 0 rate it Buy, 4 Hold and 0 Sell. The average price target is 21.63.

Comunidad

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