Affinity Bancshares Inc

Affinity Bancshares Inc (AFBI) Stock Analysis

$23.000

0.000 (0.00%)At close

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High
23.000
Open
22.980
VWAP
22.99
Vol
11.22K
Mkt Cap
136.03M
Low
22.970
Amount
257.97K
EV/EBITDA, TTM
0.00

Affinity Bancshares, Inc. is the holding company for Affinity Bank (the Bank). The Bank’s business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, commercial and industrial loans and residential real estate loans and, to a lesser extent, construction and land loans and consumer loans. It makes commercial and industrial loans, primarily in its market area, to a variety of professionals, sole proprietorships and small businesses, including dental loans, which are originated throughout the Southeastern United States. It offers a variety of deposit accounts, including checking accounts, savings accounts and certificate of deposit accounts. It gathers deposits nationwide through its virtual bank, FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. It offers a limited range of consumer loans.

AI analysis of Affinity Bancshares Inc (AFBI)

hold

AFBI is not a good buy right now for a beginner long-term investor with $50,000-$100,000 to deploy. The stock shows a short-term bullish structure, but it is already overbought, has no strong proprietary buy signal, and lacks fresh catalysts. My direct view is to wait rather than buy at this level.

Valuation Metrics

The current forward P/E ratio for Affinity Bancshares Inc (AFBI) is 0.00, compared to its 5-year average forward P/E of 0.00.

Forward P/E

Strongly Undervalued
5Y Average P/E
0.00
Current P/E
0.00
Overvalued
0.00
Undervalued
0.00

Forward EV/EBITDA

Strongly Undervalued
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued
0.00
Undervalued
0.00

Forward P/S

Fair
5Y Average P/S
0.02
Current P/S
0.00
Overvalued
0.60
Undervalued
-0.57

Alphio AI Price Scenarios for AFBI

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%AFBI

$23.15

Scenario price

B

Base

Base · 50%AFBI

$19.93

Scenario price

B

Bear

Bear · 25%AFBI

$17.51

Scenario price

Events Timeline

2026-03-30 (ET)

20:20:00

Fidelity Bank Acquires Affinity Bank for Approximately $142.8 Million

16:10:00

Affinity Bancshares Inc Trading Halted, News Pending

2026-01-07 (ET)

16:40:00

Affinity Bancshares Announces Stock Repurchase Program for 304,524 Shares

2025-07-25 (ET)

16:33:26

Affinity Bancshares reports Q2 adjusted EPS 36c vs. 30c last year

2025-03-07 (ET)

08:02:46

Affinity Bancshares announces stock repurchase program

News

AFBI FAQ — answered by Alphio AI

Affinity Bancshares, Inc. is the holding company for Affinity Bank (the Bank). The Bank’s business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, commercial and industrial loans and residential real estate loans and, to a lesser extent, construction and land loans and consumer loans. It makes commercial and industrial loans, primarily in its market area, to a variety of professionals, sole proprietorships and small businesses, including dental loans, which are originated throughout the Southeastern United States. It offers a variety of deposit accounts, including checking accounts, savings accounts and certificate of deposit accounts. It gathers deposits nationwide through its virtual bank, FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. It offers a limited range of consumer loans. It operates in the Financials sector (SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED industry).

AFBI is not a good buy right now for a beginner long-term investor with $50,000-$100,000 to deploy. The stock shows a short-term bullish structure, but it is already overbought, has no strong proprietary buy signal, and lacks fresh catalysts. My direct view is to wait rather than buy at this level.

Esta página es solo para investigación y no constituye asesoramiento de inversión. Los modelos pueden equivocarse. El rendimiento pasado no garantiza resultados futuros.

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