Análisis de la acción Horizon Bancorp Inc (HBNC)HBNCHorizon Bancorp Inc

Horizon Bancorp, Inc. is a commercial bank holding company for Horizon Bank (the Bank), which serves customers across Midwestern markets through convenient digital and virtual tools, as well as its Indiana and Michigan branches. Its retail offerings include prime residential and other secured consumer lending to in-market customers, as well as a range of personal banking and wealth management solutions. It also provides a comprehensive array of in-market business banking and treasury management services, as well as equipment financing solutions for customers regionally and nationally, with commercial lending representing over half of total loans. The Company operates in a single segment, namely, commercial banking. The Bank maintains approximately 71 full-service offices. It has wholly owned direct and indirect subsidiaries: Horizon Investments, Inc., Horizon Properties, Inc., Horizon Insurance Services, Inc., Horizon Grantor Trust and Wolverine Commercial Holdings, LLC. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Horizon Bancorp is a good buy right now due to its current price of $19.46, which is below the analyst price target of $24, indicating a potential upside of 23%. Additionally, the company has shown a strong year-to-date change of +17.65% and a solid net interest margin of 4.37% in Q2 2026, reflecting its profitability in the current interest rate environment. However, a risk to consider is the negative net income reported in Q3 2025 at -221,990,000 USD, which highlights volatility in earnings.

6 analysts cover HBNC: 5 rate it Buy, 1 Hold and 0 Sell. The average price target is 18.75.